Later Life

Interest-only lending evolves as later life borrowing grows, says Phoebus

The continued decline in interest-only mortgage balances reflects a healthier market and changing borrower...

Beverley BS reports rising demand for RIO mortgages

Beverley Building Society has reported a significant increase in demand for its Retirement Interest...

Millions of homeowners could use property wealth to plug retirement income gaps, report finds

Millions of older homeowners are facing retirement income shortfalls despite holding substantial levels of...

Key calls for FCA to tackle advice silos in later life lending review

Key Equity Release has welcomed FCA proposals to widen access to later life lending...

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a...

Hodge Bank raises maximum loan sizes

Hodge Bank has increased maximum loan sizes across key loan-to-value bands and changed affordability...

FCA looks to widen mortgage access with proposed lending reforms

First-time buyers, older borrowers and the self-employed could benefit from a more flexible approach...

LiveMore broadens lending criteria to support more complex borrowers

Specialist lender LiveMore has expanded its lending criteria, reducing the time it looks back...

Pure Retirement launches AI criteria chatbot for advisers

Pure Retirement has launched an AI-driven criteria chatbot to help advisers obtain lending criteria...

Moderate retirement lifestyle now costs £32,700 a year

A "moderate" retirement lifestyle now costs £32,700 a year for a one-person household, according...

British Friendly enters market with new Lifetime Care Plan

British Friendly has entered the long-term care funding market with the launch of its...

Call for later life lending advice silos to be broken down

Industry figures have called for closer links between mortgage advisers, wealth managers and later...

Later life lending slows as borrowers remain cautious

Later life mortgage lending slowed during the first quarter of 2026 as older borrowers...

Hanley Intermediaries cuts mortgage rates across residential, RIO and self-build

Hanley Intermediaries has reduced rates across its residential, retirement interest-only (RIO) and self-build mortgage...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES