Later Life

BoMaD consider equity release as means for children to buy a home

Parents are turning to lifetime mortgages to help their children buy a home, as...

Air teams up with New Leaf Distribution

Air, the later-life lending platform, has partnered with New Leaf Distribution to bolster the...

OMS in API integration with Air Sourcing

One Mortgage System (OMS) has announced a full application programming interface (API) integration with...

Royal London acquires Responsible Group

Royal London has wholly acquired the later life lending and product specialists, the Responsible...

Legal & General unveils new lifetime mortgage for over-50s

Legal & General Home Finance has introduced its Payment Term Lifetime Mortgage (PTLM), a...

Hodge cuts 50+ and RIO rates

Hodge is making another set of rate reductions across its range of 50+ and...

More needs-based borrowing from lifetime mortgage cash releases

Lifetime mortgage lender Pure Retirement has discovered a mixed picture among those who access...

One third of older homeowners see themselves as vulnerable

32% of people aged 50–79 years consider themselves vulnerable, according to a LiveMore survey...

Large variation in consumer vulnerability across key sectors

The latest data from the MorganAsh Resilience System (MARS) has revealed that firms using...

The Later Life Lending Network reveals conference and winter ball plans

The Later Life Lending and Equity Release Network, part of The Right Mortgage, has...

Advise Wise adds Early Repayment Charge period sorting feature

Advise Wise, the later life sourcing platform, has launched a new feature allowing advisers...

Managing the FCA’s later life mortgage expectations

Our sector continues to dissect September’s FCA review focused on the ‘Action needed to...

Q3 new lifetime mortgage data split between aspiration and necessary

Pure Retirement has published its analysis of its Q3 loan usage data for new...

Retirement being reconsidered as people grapple with cost-of-living crisis

49% of people approaching retirement are rethinking their plans as the high cost of living...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES