Later Life

Standard Life Home Finance to offer discounts to borrowers who commit to regular payments

UK equity release lender Standard Life Home Finance is to add to its Horizon...

Perenna launches flexible RIO mortgage

Perenna has added a flexible, long-term fixed rate retirement interest only (RIO) mortgage to...

Legal & General Home Finance in API integration with Advise Wise Platform

Legal & General Home Finance has launched an Application Programming Interface (API) link with...

Hodge increases maximum loan sizes

Hodge is raising the maximum loan size on its Professional, 50+ and RIO mortgage...

Pure Retirement joins IMLA

Pure Retirement has become the latest lender to join the Intermediary Mortgage Lenders Association...

Smart Money People reveal firms with highest broker-ranked BDMs

Smart Money People, the financial services review site, has found that InterBay and Landbay...

Legal & General issues new lifetime mortgage pricing

Legal & General Home Finance has unveiled a new pricing approach for its lifetime...

In later life lending, labels matter

Ours is an industry where language matters. Where what we say to each other...

Nottingham BS cuts rates and launches new deals

Nottingham Building Society has unveiled a new range of mortgage products and improvements. These include...

SimplyBiz adviser survey reveals overall positive outlook

SimplyBiz has announced the results of its annual member survey, designed to measure adviser...

Air Academy adds new LIBF-accredited affordability module

Air Academy, the later-life lending learning platform, has introduced a new affordability module. The module...

Over 5,000 customers using Pure Retirement account platform

Lifetime mortgage lender Pure Retirement has reported that over 5,000 customers register and interact...

LiveMore cuts over-50s’ mortgage rates

LiveMore has further reduced mortgage rates across its entire range of products by up...

Hodge cuts mortgage rates by up to 80bps

Hodge has reduced rates across its entire mortgage range and retention products are also...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Net zero rules targeted in housebuilding shake-up

The Conservatives have pledged to strip as much as £50,000 from the cost of...

Tories put stamp duty abolition at heart of housing shake-up

The Conservatives have pledged again to scrap stamp duty as part of a housing...

Target Group adds Carla Stent to board

Target Group has appointed Carla Stent as a non-executive director, adding further financial services,...

Later life lending summit to focus on changing advice needs

Mortgage advisers will be encouraged to consider how longer borrowing lives and increasingly complex...

PROFILES