Later Life

Half of Gen X struggling to clear mortgage before retirement

27% of Gen X - those born between 1965 and 1980 - are not...

Two-thirds of people look at retirement planning without support

19% of Britons have spent sleepless nights worrying about retirement planning, according to new...

Hodge improves residential rate switch proc fees

Specialist lender, Hodge, has announced a rise in its procuration fees for its broker...

Pure Retirement joins Criterion’s Equity Release Governance Group

Pure Retirement has become the latest firm to become a member of Criterion’s Equity...

LiveMore launches £500 cashback range for over-50s

LiveMore has launched a fee-assisted £500 cashback mortgage range. Lending exclusively to borrowers over 50,...

Pure Retirement improves Heritage and Heritage Freedom ranges

Pure Retirement has announced further LTV reintroductions and criteria improvements across its Heritage range,...

AI is not the answer for later life lending

Earlier this year, the government held a conference on Artificial Intelligence (AI) as Rishi...

Concerns surrounding access to equity release fall

While the over-45s are less concerned about equity release in general, there are significant...

Retirement planning falling by the wayside

New research on the current state of retirement in the UK reveals that for...

Fixed rates most important single feature to lifetime mortgage borrowers

Fixed interest rates are the most important feature to lifetime mortgage customers, with 37%...

LiveMore reduces all over-50 products’ mortgage rates

LiveMore has cut rates across all its mortgage products by up to 0.29 percentage...

Under-50s increasingly receiving financial support via released equity

New research from Hodge has found that almost two-thirds of people who are receiving...

Pure Retirement’s portfolio surpasses £5bn

Lifetime mortgage lender Pure Retirement has surpassed £5 billion of loans serviced, following its...

Equity Release Supermarket launches referral service

Equity Release Supermarket (ERS), the independent equity release advisory service, has announced the launch...
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COMMENT

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...
Protection

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...
criteria

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...
Buy-to-let

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES