Later Life

Legal & General Home Finance adds new pricing to PTLM products

Legal & General Home Finance is extending its individual pricing approach to its recently...

Marsden BS to offer 5x income on later life remortgages

Marsden Building Society has made changes to its later life mortgage criteria, including increasing...

The ‘modern woman’ in equity release profiled

Lifetime mortgage lender Pure Retirement has analysed its data to establish what the modern,...

Mortgages stopping 2.8 million from saving more for later life

22% of UK homeowners with a mortgage – equivalent to 2.8 million people –...

LiveMore creates new propositions team

LiveMore is expanding its operations with a new propositions team. Samantha Ward, who has consulted...

Regional attitudes to using property wealth to help loved ones revealed

Research from Hodge has found that people in Scotland are more comfortable releasing equity...

Key’s new PTLTM offers higher LTVs to equity release customers

Key Later Life Finance has added a new Payment Term Lifetime Mortgage (PTLTM) into...

Royal London appoints group COO

Royal London has announced the appointment of Peter Josse as its new group chief...

Simplify gifting to help FTBs, Chancellor urged

Key Later Life Finance believes that simplifying the tax rules on gifting in March’s...

Middle classes increasingly using equity release

Equity release is increasingly being explored by the middle classes when looking at the...

Hodge improves 50+, RIO and holiday let criteria

Hodge has made major changes to its 50+, Retirement Interest Only (RIO) and Holiday...

Aviva Equity Release becomes Air Select Ambassador

Air has announced that Aviva will be joining its group of Air Select Ambassadors...

Clearing existing mortgage still top reason for releasing equity

Clearing an existing mortgage remains the top motivation for releasing equity (41%) for the...

Comentis introduces equity release mental capacity assessment

Comentis, the duty of care assessment company, has launched a new mental capacity assessment...
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COMMENT

Comment

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Property

Net zero rules targeted in housebuilding shake-up

The Conservatives have pledged to strip as much as £50,000 from the cost of...
affordability

Tories put stamp duty abolition at heart of housing shake-up

The Conservatives have pledged again to scrap stamp duty as part of a housing...
Appointments

Target Group adds Carla Stent to board

Target Group has appointed Carla Stent as a non-executive director, adding further financial services,...
events

Later life lending summit to focus on changing advice needs

Mortgage advisers will be encouraged to consider how longer borrowing lives and increasingly complex...

PROFILES