Later Life

Access FS becomes member of Equity Release Council

Access Financial Services has joined the Equity Release Council. Its mortgage advisers provide advice on...

LiveMore CEO reacts to FCA’s focus on later-life lending

The Financial Conduct Authority (FCA) has reinforced its commitment to Consumer Duty, making it...

Total equity release lending rises for third successive quarter

Over 15,000 customers were active in the equity release market for the first time...

2025: A year of continued positive change for later life lending

In many ways, last year was a consolidatory yet overall successful year for the...

Average lifetime mortgage house values up 25% year-on-year

Average property values among new lifetime mortgage customer are continuing to rise, according to...

Rise in lifetime mortgage use for debt and mortgage repayments

Pure Retirement has reported a number of changes in use of its later life...

Equity Release Associates appoints managing director

Equity Release Associates (ERA), a network for self-employed equity release advisers, has appointed Sara...

Virgin Money and Clydesdale Bank align lending into retirement policies

Virgin Money and Clydesdale Bank have been working to align their policies for lending...

Advise Wise integrates with LV= to offer ‘instant KFIs’ and direct online apps

Advise Wise has announced the successful completion of an advanced API integration with LV=. This...

Advise Wise adds Forever Legal to one-click instruction feature

Advise Wise has announced the extension of its one-click instruction feature to Forever Legal’s...

LiveMore overhauls unveils new lifetime products and adds drawdown

LiveMore has expanded its lifetime equity release products to further widen financial options for...

Hanley Economic BS unveils weekly case discussion forum for brokers

Hanley Economic Building Society has introduced a new feature aimed at simplifying the application...

The equity release market is dead… long live the later life lending market!

A few weeks ago, I struggled through the snow to attend the Equity Release...

LiveMore achieves triple digit growth in revenue and lending

LiveMore has calculated that it will have generated year-on-year growth of 300% in revenue...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

Stamp duty and community ties deter older homeowners from downsizing

Nearly 60% of over-65s have considered downsizing, but financial costs, community ties and a...

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

PROFILES