Later Life

Large lifetime loans offer useful option for high net worth clients

A big discussion point for many advisers and their clients recently has been the...

LiveMore reduces all its mortgage rates

LiveMore has reduced rates across all its 200+ mortgages, spanning standard, retirement interest-only (RIO)...

Hanley Economic bolsters residential and RIO ranges with four new deals

Hanley Economic Building Society has added four new products to its residential and retirement...

Broker satisfaction with lenders remains high

Smart Money People, the financial services review site, has released its Mortgage Lender Benchmark...

Opportunities prevail in later life lending

The evolution of the later life lending market over the last 10 years has...

Optimistic outlook for later life market despite lifetime mortgage slump

UK Finance has reported that that there were 5,830 new lifetime mortgages advanced in...

Cumberland BS completes £1.1m holiday let & equity release

The Cumberland Building Society has helped investors Mike and Elina James to transform their...

Equity release sector urged to ‘level up’

Equity Release Group (ERG) has called for heightened online accuracy and an "enriched" consumer...

Right Mortgage Network outlines 2025 event schedule

The Right Mortgage & Protection Network has announced its calendar of events for members...

16% have no idea what age they will retire

A recent survey for Hargreaves Lansdown has found that one-third of people think they...

Family money playing bigger role in helping young onto property ladder

Intergenerational wealth transfers – from housing young adults to financial gifts and inheritances, and...

LiveMore appoints marketing chief

LiveMore has appointed Mai Fenton as chief marketing officer (CMO). The new role has been...

Later Life Lending Network to go Great Gatsby with gala dinner

The Later Life Lending Network has revealed details of its Annual Conference, which will...

Advise Wise partners with Comentis for vulnerability support

Advise Wise is to team up with Comentis, the duty of care assessment company,...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

PROFILES