Later Life

LiveMore lowers minimum equity on over-50s’ mortgages

LiveMore has lowered the amount of equity required for its standard interest-only mortgages by...

Most difficult financial topics for discussion revealed

The financial topics that Britons most avoid talking about have been revealed by online...

Pure Retirement appoints new NED to board

Pure Retirement has announced the appointment of its new non-executive director (NED), Phillip McLelland. McLelland...

More2life adds rewards discount to Apex product

More2life has launched its Apex Interest Reward product, a lifetime mortgage which benefits those...

Access Financial Services hires later life chief

Access Financial Services has appointed Adrian Brewer to the new position of head of...

Sizeable rise in new lifetime mortgage customers’ average property value

There have been annual and quarterly increases in the average property value among new...

Any Budget pension changes could shift balance to equity release

There is a growing need to shift retirement planning to include wider considerations of...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

Generational disparities in retirement planning

Younger workers are much more thoughtful about money issues than people might expect, and...

Pure Retirement reveals profile of average new equity release customer

Lifetime mortgage lender Pure Retirement has analysed its own data for the third quarter...

Hodge rebrands 50+ mortgages and scraps minimum age

Hodge is rebranding its 50+ mortgage products to Resi Retire. It is also removing the...

Marsden BS increases retirement mortgage LTVs

Marsden Building Society has announced a rise in the loan to value (LTV) across...

UK adults expect to live to 85

Canada Life has released its inaugural Life100+ report, the first in a series of...

Standard Life Home Finance introduces weekly later life lending broker clinics

Standard Life Home Finance has announced the launch of a new series of online...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

PROFILES