Later Life

More2life lowers Maxi lifetime mortgage ERCs

More2life has reduced the early repayment charges (ERCs) on its Maxi range of lifetime...

LiveMore cuts lifetime rates

LiveMore has reduced rates on its lifetime mortgages. LiveMore’s Lifetime Mortgage – Lite pricing...

Early 2040s will see retirement income crisis point reached

The UK is less than two decades from crisis point where nearly three in...

Equity Release Council to hold later life summit with AMI

The Equity Release Council is launching the Later Life Lending Summit in collaboration with...

Perenna cuts purchase, remortgage and RIO rates

Perenna has reduced rates across its purchase, remortgage and retirement interest-only (RIO) products. RIO...

Millennials’ life events impacting on future retirement plans

59% of millennials are struggling to save for retirement but hope to save more...

Advise Wise unveils new cost calculator tool

Advise Wise has announced the launch of its Cost Calculator tool. It allows advisers to...

Pure Retirement adds interest servicing option to Heritage range

Lifetime mortgage lender Pure Retirement has launched an interest servicing option across its Heritage...

Compliance consultancy joins Equity Release Council

Financial services consultancy and operations specialist, Square 4, has become the latest member of...

Advise Wise introduces platform medical detail improvements

Advise Wise now allows advisers to input clients’ medical information using metric units for...

More2life launches ERC-free lifetime mortgage

More2life has launched the first ever lifetime mortgage where no early repayment charges (ERCs)...

Royal London partners with Advise Wise

Royal London Equity Release's Principal product in now available to all advisers through the...

The Right Mortgage launches later life accreditation scheme

The Right Mortgage & Protection Network and its subsidiary, the Later Life Lending Network,...

LiveMore cuts rates by up to 85 basis points

LiveMore has reduced rates by up to 85 base points (bps). These limited edition rates...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

PROFILES