Later Life

SimplyBiz Mortgages adds Perenna to panel

SimplyBiz Mortgages has announced the addition of market disrupter Perenna Bank to its lender...

Call for government to simplify property taxes to help FTBs

Equity release adviser Key Later Life Finance is arguing that overhauling the tax rules...

28% of HNW Baby Boomers have not saved for later-life care costs

28% of the Baby Boomer generation have not ring-fenced money to fund any care...

Advise Wise adds primary surveyor information to search

Advise Wise has announced the introduction of primary surveyor information to its product search...

Hodge cuts 50+, RIO and Hodge Resi rates

Hodge is making further rate reductions across its 50+, RIO and Hodge Resi mortgage...

Phoebus Software joins Equity Release Council

Phoebus Software has become the latest Associate Member of the Equity Release Council. As part...

Advise Wise unveils affordability tags

Advise Wise has introduced affordability tags to its platform. This new feature is designed...

Loughborough BS increases income assessment for retirement lending

Loughborough Building Society has improved its lending in retirement proposition by moving to assess...

Over-55s struggling to pay off mortgage before retirement

New research from Key Later Life Finance has found that over-55 homeowners are making...

Phoebus partners with OMS Originations

Phoebus, the software provider for mortgage and savings account servicing, has partnered with One...

The Right DA Club becomes Air Ambassador

The Right DA Club has announced its new Ambassadorship of Air, the platform for...

UK homeowner equity reaches £5.7 trillion

The total value of the nation’s property equity has risen to a record £5.7...

Enness Global joins Equity Release Council

Enness Global, the international mortgage broker for high and ultra-high-net-worth individuals, business owners and...

Key Advice appoints director of advice and adviser services

Key Advice has announced the appointment of Rachel East as its new director of...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

PROFILES