Later Life

LiveMore lowers minimum equity on over-50s’ mortgages

LiveMore has lowered the amount of equity required for its standard interest-only mortgages by...

Most difficult financial topics for discussion revealed

The financial topics that Britons most avoid talking about have been revealed by online...

Pure Retirement appoints new NED to board

Pure Retirement has announced the appointment of its new non-executive director (NED), Phillip McLelland. McLelland...

More2life adds rewards discount to Apex product

More2life has launched its Apex Interest Reward product, a lifetime mortgage which benefits those...

Access Financial Services hires later life chief

Access Financial Services has appointed Adrian Brewer to the new position of head of...

Sizeable rise in new lifetime mortgage customers’ average property value

There have been annual and quarterly increases in the average property value among new...

Any Budget pension changes could shift balance to equity release

There is a growing need to shift retirement planning to include wider considerations of...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

Generational disparities in retirement planning

Younger workers are much more thoughtful about money issues than people might expect, and...

Pure Retirement reveals profile of average new equity release customer

Lifetime mortgage lender Pure Retirement has analysed its own data for the third quarter...

Hodge rebrands 50+ mortgages and scraps minimum age

Hodge is rebranding its 50+ mortgage products to Resi Retire. It is also removing the...

Marsden BS increases retirement mortgage LTVs

Marsden Building Society has announced a rise in the loan to value (LTV) across...

UK adults expect to live to 85

Canada Life has released its inaugural Life100+ report, the first in a series of...

Standard Life Home Finance introduces weekly later life lending broker clinics

Standard Life Home Finance has announced the launch of a new series of online...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Accord cuts all residential new business fixed rates by 0.10%

Accord Mortgages is reducing every fixed rate in its residential new business range by...

Skipton raises maximum income multiple to 6x

Skipton Building Society has increased the maximum loan-to-income multiple available through its LTI Booster...

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

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