Later Life

Family BS announces owner-occupier and BTL rate cuts

Family Building Society has launched an updated range of reduced-price owner-occupier repayment and interest-only...

Equity Release Council launches retrofit lifetime mortgage guide

The Equity Release Council has published new guidance for member firms to consider when...

LiveMore cuts rates by up to 106bps

LiveMore has made widespread rate reductions across its range of products, with cuts of...

Equity Release Group grows management team

Equity Release Group (ERG) has announced three new hires that will join the group’s...

Major rise in 10-15yr mortgage searches from over-50s

Legal & General has revealed that broker search data from its Ignite platform shows...

LiveMore appoints national account manager

LiveMore has promoted Darren Cunliffe to the role of national account manager. His appointment follows...

Advise Wise integrates with Canada Life via API

Advise Wise has announced the introduction of its latest API integration with Canada Life. The...

Buckinghamshire BS launches five-year fixed rate RIO mortgage

Buckinghamshire Building Society has launched a five-year fixed rate retirement interest-only mortgage product. The five-year...

Homeowners aged 55+ more tech savvy than previously thought

New research has found that 62% of UK homeowners aged 55+ would look to...

Hodge makes further 50+ and RIO rate reductions

For the second time this month, Hodge is reducing rates across a range of...

15% rise in Q2 equity release lending

Latest quarterly market data shows that new equity release customer numbers increased by 12%...

Phoebus servicing over £20bn in equity release

Phoebus has revealed that it now services more than £20 billion of equity release...

Hanley Economic BS cuts RIO rates

Hanley Economic Building Society has reduced rates by up to 1.24% on a pair...

Average equity release customer getting younger

Pure Retirement has analysed demographic trends over the first half of 2024 to form...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

House price growth slows to 0.1%: Lloyds

UK house prices remained unchanged in July as higher mortgage rates and global economic...

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

PROFILES