Later Life

Pure Retirement restructures originations team to enhance adviser outcomes

Lifetime mortgage specialist Pure Retirement has restructured its originations team with long-standing underwriting department...

Air to drive later life evolving needs into fifth gear at Silverstone event

Later life lending platform Air is turning the spotlight on the evolving needs of...

Ex-COO of Equity Release Council joins Equity Release Group

Donna Francis (main picture) has joined the Equity Release Group (ERG) as non-executive director. The...

PriceHubble joins Equity Release Council to support data-driven innovation in later life lending

Global property data and analytics provider PriceHubble has joined the Equity Release Council as...

Older borrowers turned away by high street lenders despite secure incomes

Retirees seeking modest mortgages are being turned away by the UK’s biggest banks, according...

The Loughborough ups later-life interest-only LTV to 70%

Loughborough Building Society has increased its maximum loan to value (LTV) to 70% for...

Air partners with Lead Tech to support later life lending market expansion 

Air, the later life lending platform, has announced a strategic partnership with lead generation...

Trust and transparency top list for older homeowners seeking advice

Older homeowners place a premium on trust, transparency and tailored advice when dealing with...

The steep price of solo retirement

Single pensioners face a markedly higher financial burden in retirement than their coupled counterparts,...

Advise Wise expands solicitor panel with Gilroy Steel

Advise Wise has announced the addition of Gilroy Steel Solicitors to its specialist solicitor...

LiveMore unveils hybrid Part & Part mortgage

LiveMore has expanded its range of later life lending products with the launch of...

Just backs Advise Wise calculator to support better later life lending advice

Just Group has thrown its support behind Advise Wise’s Cost Calculator, becoming the official...

Advisers falling short on Consumer Duty in later life lending, Key warns

A significant number of financial advisers lack full confidence in meeting Consumer Duty obligations...

L&G marks 10 years in later life lending with new campaign

Legal & General has launched a new campaign to mark the tenth anniversary of...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Accord cuts all residential new business fixed rates by 0.10%

Accord Mortgages is reducing every fixed rate in its residential new business range by...

Skipton raises maximum income multiple to 6x

Skipton Building Society has increased the maximum loan-to-income multiple available through its LTI Booster...

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

PROFILES