Later Life

Second charge distributor buys broker-packager

Second charge distributor Fluent Money Group has announced the purchase of Manchester based broker...

Pure Retirement sponsors new Air Sourcing site

Pure Retirement is sponsoring the launch of Air Sourcing’s Version 2 website this June, which...

Financial and emotional barriers to downsizing

Bower Retirement 's latest Adviser Tracker research has found that its specialist advisers estimate...

Over 50s prepared to pay towards their care, but…

A new survey by Saga Money shows that, while many over 50s agree that...

New chair for the PLSA

The Pensions and Lifetime Savings Association (PLSA) has announced that Richard Butcher will become...

L&G makes key PRT hire

Pretty Sagoo has been appointed as head of the strategic business within Legal &...

More 2 Life: see ‘the bigger picture’

Equity release lender More 2 Life has launched a campaign urging advisers to see...

Family putting squeeze on retirement incomes

34% of people planning to retire this year are financially supporting family members, contributing...

Wealth hit by later life cohabiting

People over pension age are the fastest growing group of cohabitees, according to new...

Questioning equity release client health ‘a must’

The option to offer your equity release clients enhanced terms means advisers should always...

Retirement Advantage enhances equity release offering

Retirement Advantage has added Lifestyle Lite to its Lifestyle Options product range, with the monthly interest...

Retirement saving worries risk to mental health

Research released as part of Mental Health Awareness Week (8-14 May 2017) by Scottish...

Divorcees face 16% less in retirement income

Prudential has reported that divorcees planning to retire this year expect annual retirement incomes...

OneFamily launches lifetime mortgage comparison tool

OneFamily has introduced a lifetime mortgage calculator that provides advisers with the ability to...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Teachers for Intermediaries raises new-build LTV limit to 95%

Teachers for Intermediaries has increased its maximum LTV on new-build houses and flats to...

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

Life changes could create new wave of accidental landlords

Changes in personal circumstances rather than investment plans could push more homeowners into the...

Remortgage searches jump 40% as borrowers return after summer

Remortgage activity drove a sharp rise in mortgage searches during September, with Twenty7tec recording...

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