Later Life

Equity release rates continue to fall

Fixed lifetime mortgage interest rates fell for the seventh consecutive month in June 2017,...

FSE Wales: spread the equity release message

Dean Mirfin of Key Retirement told the audience at Wednesday's Financial Services Expo (FSE)...

LV= restructure sees Perks become MD

LV has restructured its life business to bring its protection, retirement solutions and heritage...

Interest-only fears ‘driving house sales’

Equity release referral service Key Partnerships has claimed that estate agents are increasingly helping...

Record low rates driving equity release switching enquiries

Enquiries from existing equity release customers about switching plans are on the rise beacons...

New Leeds’ tool for borrowers into retirement

The Leeds Building Society has introduced a new tool on its intermediary website for...

Over 65s ‘have property wealth of £1.054 trillion’

Retired homeowners have each earned more than £2,400 a month from their houses in...

FCA proposes changes to pension transfer advice

The Financial Conduct Authority (FCA) has published new proposals on advice relating to pension...

OneFamily becomes LLA Ambassador

The Later Life Academy (LLA) has announced OneFamily as its latest Ambassador. OneFamily offers...

Equity release could help 450,000 FTBs

Releasing property equity from the so-called 'Bank of Mum and Dad' has the potential...

Tax-free lump sums at retirement gaining in popularity

54% of working age people plan to take advantage of rules which allow them...

Pensioners paid £52.7 billion in tax

Retired households paid an average of £7,400 each in tax last year, the equivalent...

John Griffith-Jones to leave the FCA and PSR

John Griffith-Jones, chairman of the Financial Conduct Authority (FCA) and the Payment Systems Regulator...

Anniversary benefit from Equity Release Club

Equity Release Club has announced a new member benefit to mark its 10-year anniversary. As part...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Ireland boosts Help to Buy as UK prepares new first-time buyer scheme

Ireland has increased the maximum support available to first-time buyers under its Help to...

Reeves ranked least successful of five recent chancellors in poll

Rachel Reeves has been rated the least successful of the past five chancellors in...

Teachers for Intermediaries raises new-build LTV limit to 95%

Teachers for Intermediaries has increased its maximum LTV on new-build houses and flats to...

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

PROFILES