Later Life

Over-65 homeowners have property wealth of £1.031 trillion

Retired homeowners have gained an average of £26,000 tax-free this year from their houses,...

Hodge Lifetime joins MCI panel

Hodge Lifetime has become the latest lender to join MCI Mortgage Club’s panel. The lender...

“Ostrich mentality” prevalent over retirement planning

48% of consumers have been classed as having an “ostrich mentality” as they significantly...

More over-55s expect to take debt into retirement

More 2 Life has found that 40% of Britons over the age of 55 will still...

Michael Coogan joins Mortgages4Life board

New lender Mortgages4Life has appointed Michael Coogan as its independent chairman in anticipation of...

Couples keeping millions in secret savings

New research from Prudential has found that couples are keeping debts, savings, investments and...

Auto-enrolment ad banned

The Advertising Standards Authority (ASA) has ruled against Smart Pension Ltd, of 20 Eastbourne Terrace,...

Pension freedoms “now come with a big catch”

Change to the “money purchase annual allowance” means people must be far more certain...

FCA plans “annuity comparator”

The Financial Conduct Authority (FCA) has revealed plans to force annuity providers to inform their customers...

More 2 Life supports FCA training move

Equity release lender More 2 Life has welcomed the recent move by the Financial...

Autumn Statement 2016: pensions changes

In the Autumn Statement the chancellor announced plans to reduce the amount people can...

Autumn Statement 2016: pensions consultation signalled

In today’s Autumn Statement, the chancellor addressed the issue of pensions cold-calling. Philip Hammond told the...

Bower Retirement Services rebrands

National specialist adviser Bower Retirement Services has changed its name to Bower Retirement. The adviser firm, founded...

Call for equity release conveyancer expansion

Key Retirement is calling for more conveyancing firms to provide specialist equity release services...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Mortgage industry bodies launch new ED&I survey

AMI and IMLA have launched a new industry-wide survey aimed at measuring progress on...

Landbay turns to broker education as Renters’ Rights Act reforms approach

Landbay is set to host a broker-focused webinar examining the implications of the Renters’...

Fleet cuts five-year buy-to-let fixes and widens 75% LTV options

Fleet Mortgages has cut pricing on selected five-year fixed buy-to-let products and expanded its...

HSBC UK cuts mortgage rates by up to 25bps across residential and buy-to-let range

HSBC UK has reduced mortgage rates across parts of its residential and buy-to-let range,...

PROFILES