Later Life

Committee calls to end the triple lock

The Work and Pensions Committee has published research on the trade-off between the State...

The changing face of lending into retirement

Lending into retirement has been a major bug bear for borrowers in recent years...

Working into late seventies could become necessity

Those people who plan a ‘flexible’ retirement, reducing their working hours in later life...

Retirement debt back on the rise

Prudential has found that the proportion of people retiring in debt this year is at...

TMA wants fight against “unfair” FSCS levy 

TMA Mortgage Club is calling on brokers to respond to a consultation paper from...

ABI wants digital cold-calling ban

The Association of British Insurers (ABI) wants the government to take the ban on...

Protection ‘rules of thumb’ out of date

A new report from Aegon, and actuarial firm EValue, has found that economic conditions as...

Govt housing strategy to be outlined today

The government is reportedly to use its flagship housing strategy, which it will unveil...

Two generations now working to help FTBs

Key Partnerships has found that parents and grandparents are increasingly working together to help first-time...

Santander ups max interest-only lending age

Santander is extending the maximum interest-only mortgage lending age from 65 to 70 from...

The Mansfield unveils specialist lending brand

The Mansfield Building Society has launched a specialist lending proposition called Versatility. It aims to...

Advisers unable to find retirement lending solutions

New research from equity release lender More 2 Life has revealed that 79% of advisers...

OneFamily expands lifetime mortgage offering

OneFamily has added two new flexible interest-paying products to its lifetime mortgage range. Consumers will...

Tax returns a trigger for pension planning

Aegon believes today's self assessment deadline is a trigger for the self-employed to think...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES