Later Life

Generation X to use property to fund retirement

47% of 35-54 year olds (Generation X) or 8.3 million people in the UK...

Key appoints specialist lending director

Key Retirement has appointed Mark Blanchfield as its director of specialist lending. He will be...

Equity release “to help fill buy-to-let vacuum”

The Society of Mortgage Professionals has warned that, after doubling in volume from £20.1bn...

SME owners facing retirement time bomb

Financial advisers need to step up their game to help small business owners avoid...

Pension change awareness weakest amongst the young

Today marks the anniversary of both the new state pension and the new pension freedoms....

MBE Leeds to hold equity release ‘knowledge hub’

The Mortgage Business Expo (MBE) at the Leeds Armouries on 26 April will include a dedicated...

Growing engagement in pension planning

Tomorrow (6 April) will mark two years since the introduction of the pension freedoms....

Legal & General Home Finance to relocate

Legal & General Home Finance will be relocating to a larger office in Solihull...

Many over 50s can’t afford to fix their home

For almost half of people over 50, home repairs and how to pay for...

New lifetime mortgages from L&G

Legal & General has launched new Flexible Max and Flexible Max Plus lifetime mortgages. It...

New lifetime mortgage provider gets FCA approval

Responsible Lending has received full approval from the Financial Conduct Authority (FCA) and is set...

First network member for the Equity Release Council

Lighthouse Advisory Services has joined the Equity Release Council as its first financial services network organisation member. The...

Many retirees “reacting positively” to pension freedoms

Almost two years from the introduction of so-called 'pension freedoms', research by retirement specialist Age...

Homes earn £1.7k for retirees over past quarter

Retired homeowners have earned £1,700 from their houses in the past three months as...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Teachers for Intermediaries raises new-build LTV limit to 95%

Teachers for Intermediaries has increased its maximum LTV on new-build houses and flats to...

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

Life changes could create new wave of accidental landlords

Changes in personal circumstances rather than investment plans could push more homeowners into the...

Remortgage searches jump 40% as borrowers return after summer

Remortgage activity drove a sharp rise in mortgage searches during September, with Twenty7tec recording...

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