Later Life

Key Retirement appoints group CFO

Key Retirement Group has appointed Rob Scott as its new chief financial officer (CFO). He...

Retirement group outlines 2017 expansion plans

Answers in Retirement Ltd has announced the buy-back of 25% of the business which returns...

Pensioners will increasingly rely on housing equity

Price of homes in England have risen at twice the rate of pensioner households’ disposable...

Cost of living behind retirement savings failures

The cost of living is the most common single factor preventing people who live...

Milestone reached by Equity Release Council

The Equity Release Council has welcomed its 500th member this month. The news follows another...

Over-65 homeowners have property wealth of £1.031 trillion

Retired homeowners have gained an average of £26,000 tax-free this year from their houses,...

Hodge Lifetime joins MCI panel

Hodge Lifetime has become the latest lender to join MCI Mortgage Club’s panel. The lender...

“Ostrich mentality” prevalent over retirement planning

48% of consumers have been classed as having an “ostrich mentality” as they significantly...

More over-55s expect to take debt into retirement

More 2 Life has found that 40% of Britons over the age of 55 will still...

Michael Coogan joins Mortgages4Life board

New lender Mortgages4Life has appointed Michael Coogan as its independent chairman in anticipation of...

Couples keeping millions in secret savings

New research from Prudential has found that couples are keeping debts, savings, investments and...

Auto-enrolment ad banned

The Advertising Standards Authority (ASA) has ruled against Smart Pension Ltd, of 20 Eastbourne Terrace,...

Pension freedoms “now come with a big catch”

Change to the “money purchase annual allowance” means people must be far more certain...

FCA plans “annuity comparator”

The Financial Conduct Authority (FCA) has revealed plans to force annuity providers to inform their customers...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES