Later Life

More 2 Life supports FCA training move

Equity release lender More 2 Life has welcomed the recent move by the Financial...

Autumn Statement 2016: pensions changes

In the Autumn Statement the chancellor announced plans to reduce the amount people can...

Autumn Statement 2016: pensions consultation signalled

In today’s Autumn Statement, the chancellor addressed the issue of pensions cold-calling. Philip Hammond told the...

Bower Retirement Services rebrands

National specialist adviser Bower Retirement Services has changed its name to Bower Retirement. The adviser firm, founded...

Call for equity release conveyancer expansion

Key Retirement is calling for more conveyancing firms to provide specialist equity release services...

Huge rise in state pension forecast requests

In the six months after the launch of the new State Pension in April,...

OneFamily lifetime mortgage distribution widened

Sesame and PMS have added OneFamily to their lender panels. OneFamily's range of lifetime mortgages available...

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

Chancellor urged to shine a light on retirement lending

More 2 Life is calling on Philip Hammond to  focus on equity release in...

Women lagging behind in retirement stakes

52% of women are now saving adequately for their retirement compared to 60% of...

Drawdown regrets “real threat” to pension freedoms

Savers who invested in drawdown products are unhappy with their choice while others admit...

Cap on early exit pension charges introduced

The Financial Conduct Authority (FCA) has announced its final rules on capping early exit...

Inheritance ‘tug of war’ continues

Parents and children are banking on financial support from each other, according to the...

Average home sale would pay for seven years’ care

The latest Care Index from Partnership has found that 53% of over-45s agree that...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES