Help to Buy

Aldermore moves into Help to Buy: equity loan space

Aldermore has launched a Help to Buy: equity loan scheme through a group of...

Santander cuts high LTV rates

Santander has reduced rates on its 95% LTV two-year fixed Help to Buy mortgage...

It’s the supply, stupid

At the Council of Mortgage Lenders' (CML) annual lunch on Friday 17 April, the...

HSBC launches sub-1.99% five-year fix

HSBC is launching a five-year fix below 2% on Monday 20 April. It is available at...

RICS: trends suggest “a very real housing crisis”

The latest RICS UK Residential Market Survey has revealed that house sales and buyer...

Help to Buy 2 deposits reach 10-month high

February saw a 10-month high in average deposits for house purchases using the Help...

Halifax cuts mortgage rates

Halifax has cut product rates across first-time buyer, home mover, Help to Buy Mortgage...

Help to Buy ISAs: the caveats

Within the mortgage and housing markets we’ve been rather accustomed to a number of...

Budget 2015: good for the self-employed?

Specialist lender Kensington said there were reasons to be cheerful for "house hunting entrepreneurs"...

Budget 2015: Help to Buy ISA – the details

The Chancellor has announced a new Help to Buy ISA. For every £200 a first-time buyer saves...

Budget 2015: the speech in full

Mr Deputy Speaker, Today, I report on a Britain that is growing, creating jobs and...

The Leeds to allow Help to Buy remortgages

Leeds Building Society has become the first lender to accept remortgage applications from Help...

88,000 helped by Help to Buy

Since the launch of the Help to Buy equity loan and mortgage guarantee schemes...

No parental support for nearly half of FTBs

The Council of Mortgage Lenders (CML) has revealed that nearly half of first-time buyers...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

The Leeds highlights £165k mortgage borrowing potential for buyers earning £30k

Leeds Building Society is urging brokers to consider the mortgage options available to lower-paid...

Disabled mortgage applicants face inconsistent treatment of benefit income

Disabled consumers continue to face uneven treatment across financial services, with new research highlighting...

Access FS adds Iress sourcing data to Elev8 adviser platform

Access FS has integrated Iress mortgage and protection sourcing data into Elev8, the CRM...

Protection drop-outs remain open to buying cover, AMI research finds

Most consumers who abandon the protection buying process could still be persuaded to take...

PROFILES