Help to Buy

IMLA: find a permanent replacement for Help to Buy 2

The Intermediary Mortgage Lenders Association (IMLA) has warned that failing to replace the Help...

HTB1 accounts for nearly one in four housing completions

The Help to Buy equity loan scheme (HTB1) helped to avert a 5% drop...

Dividends to return following LBG’s £1.8bn profit

Lloyds Banking Group (LBG) has posted pre-tax profits of £1.8bn. It provided £11.9 billion of...

NatWest IS to make widespread rate cuts

NatWest Intermediary Solutions is making rate reductions across the vast majority of its residential mortgage range...

Virgin unveils new intermediary range

Virgin Money has launched a new mortgage range that is available through all intermediaries...

New BTL and HTB deals from Aldermore

Aldermore has added new buy-to-let and owner occupied mortgages to its product range. New products include: Buy-to-let: Two-year fixed...

Fastest monthly increase in house purchase lending in six years

There were 65,778 house purchase approvals in January, chartered surveyor e.surv has reported. This...

MortgageSource adopted by HomeLoan Partnership

MortgageSource, Twenty7Tec's cloud based mortgage sourcing system, has been selected by national mortgage network...

Highest number of FTBs for eight years

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending reached £16.5...

Santander cuts fixed and Help to Buy rates

Santander has unveiled its lowest ever two-year fixed rate, available to remortgagers. The lender is...

MortgageSource partners with 360 Lifecycle CRM

Online sourcing system provider Twenty7Tec Group and CRM solutions firm 360 Lifecycle have agreed...

The Leeds backs Scottish HTB scheme

The Leeds Building Society has signalled its support for the Scottish Government’s new HTB...

Barclays unveils new FTB and HTB rates

Barclays has made a number of mortgage rate cuts for first time buyers and...

IMLA calls for a coherent housing strategy

The Intermediary Mortgage Lenders Association (IMLA) has called for a root and branch review...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Landlord portfolios expand as average rental yields reach 7.9%

Professional landlords are continuing to expand their portfolios despite higher mortgage costs, with the...

Rely steps in after lender rejects first-time landlord application

Rely has provided a £160,000 buy-to-let mortgage to a first-time landlord after another lender...

Curvestone AI joins Barclays programme as it targets growth in mortgages and wealth

Curvestone AI has been selected for a four-month Barclays Eagle Labs programme aimed at...

Simplybiz Mortgages and FIBA add six lenders to specialist panel

Simplybiz Mortgages and the Financial Intermediary & Broker Association have expanded their Specialist Property...

PROFILES