Help to Buy

The Source unveils new build household offering

Source Insurance has launched a new product targeted at new build properties. The new...

50% rise in first-time buyers in the past two years

The number of first-time buyers rose by 22% in 2014, according to the annual...

Aldermore celebrates Help to Buy anniversary

Aldermore has issued some revealing statistics about its Help to Buy customers, as it...

Remortgaging defying the rest of the market

There was a resurgence in remortgaging activity last month, despite the fact that the rest...

Gross advances up 13% year-on-year

The Bank of England and Financial Conduct Authority (FCA) has published the latest Mortgage...

CML urges caution over LTV and DTI caps

The Council of Mortgage Lenders (CML) has responded to the Treasury's consultation on giving...

Government reveals Help to Buy stats

Figures released by the government today showed that over 66,000 households have been helped...

HTB1 activity still focused at lower end of property ladder

People buying homes using the Help to Buy equity loan scheme are only using...

FTB completions fall due to dipping demand

October saw the number of first-time buyer house completions stall, according to the latest...

87 purchase & remo deals to be cut by NatWest IS

NatWest Intermediary Solutions is introducing rate reductions to the majority of its core intermediary range...

E.surv: purchase mortgage market is self-correcting

House purchase approval figures improved last month after three consecutive months of slowdown as...

Typical HTB2 deposit 87% lower than purchase market average

Those homebuyers using the Help to Buy mortgage guarantee scheme (HTB2) had average...

Help to Buy keeping FTB market going

The latest First Time Buyer Tracker from Your Move and Reeds Rains has revealed...

Nationwide to cut Save to Buy rates

The Nationwide Building Society is reducing mortgage rates for customers with small deposits using...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Simplybiz Mortgages and FIBA add six lenders to specialist panel

Simplybiz Mortgages and the Financial Intermediary & Broker Association have expanded their Specialist Property...

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

PROFILES