Help to Buy

Gross advances up 13% year-on-year

The Bank of England and Financial Conduct Authority (FCA) has published the latest Mortgage...

CML urges caution over LTV and DTI caps

The Council of Mortgage Lenders (CML) has responded to the Treasury's consultation on giving...

Government reveals Help to Buy stats

Figures released by the government today showed that over 66,000 households have been helped...

HTB1 activity still focused at lower end of property ladder

People buying homes using the Help to Buy equity loan scheme are only using...

FTB completions fall due to dipping demand

October saw the number of first-time buyer house completions stall, according to the latest...

87 purchase & remo deals to be cut by NatWest IS

NatWest Intermediary Solutions is introducing rate reductions to the majority of its core intermediary range...

E.surv: purchase mortgage market is self-correcting

House purchase approval figures improved last month after three consecutive months of slowdown as...

Typical HTB2 deposit 87% lower than purchase market average

Those homebuyers using the Help to Buy mortgage guarantee scheme (HTB2) had average...

Help to Buy keeping FTB market going

The latest First Time Buyer Tracker from Your Move and Reeds Rains has revealed...

Nationwide to cut Save to Buy rates

The Nationwide Building Society is reducing mortgage rates for customers with small deposits using...

New sourcing system unveiled

Mortgage27 has released MortgageSource, a cloud based mortgage sourcing system for intermediaries. The system considers...

Average HTB2 LTV in August was 94%

Latest data from Mortgage Advice Bureau shows that the Help to Buy mortgage guarantee...

NatWest & RBS celebrate Help to Buy 2 anniversary

Since the launch of the Help to Buy: Mortgage Guarantee Scheme in October last...

BoE: Help to Buy working as intended

The Bank of England's Financial Policy Committee has recommended that no changes are needed...

COMMENT

Plugging the first-time buyer knowledge gap

A couple of weeks ago, I found myself down at my local, surrounded by family, friends and the usual mix of conversation. Among the...

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a more structured approach to property ownership. The market has seen a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients whose circumstances fall outside traditional lending models. From self-employed professionals...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

Latest news

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

AI-driven vulnerability claims ‘create new fraud risk’ for financial services

Financial services firms face a growing risk from AI-generated customer vulnerability claims being used...

Richtmove: Now it’s cheaper to rent than buy!

Rising mortgage rates have pushed average monthly repayments above rents for the first time...

UK Mortgage Centre rebrands as expansion moves beyond Warrington

UK Mortgage Centre has unveiled a new brand identity as the independent mortgage broker...

PROFILES