Help to Buy

New sourcing system unveiled

Mortgage27 has released MortgageSource, a cloud based mortgage sourcing system for intermediaries. The system considers...

Average HTB2 LTV in August was 94%

Latest data from Mortgage Advice Bureau shows that the Help to Buy mortgage guarantee...

NatWest & RBS celebrate Help to Buy 2 anniversary

Since the launch of the Help to Buy: Mortgage Guarantee Scheme in October last...

BoE: Help to Buy working as intended

The Bank of England's Financial Policy Committee has recommended that no changes are needed...

HTB1 customers paying a quarter less

Recent data from Mortgage Advice Bureau shows that the typical Help to Buy equity...

Nationwide back into Help to Buy market

Nationwide Building Society is resuming access for home movers looking to participate in the...

BoE: increase in proportion of FTB lending

The proportion of lending for house purchase in Q2 2014 was 70.1%, about 3.7...

No let-up in HTB demand for NatWest/RBS

NatWest and RBS say they are continuing to see strong demand from first-time...

FTBs bedrock of Aldermore’s Help to Buy customer base

Following government Help to Buy statistics published today, Aldermore has revealed figures showing that...

CML: Help to Buy “essentially delivering intended objectives”

Combined purchases through the Help to Buy equity loan and mortgage guarantee schemes have...

High LTV lending recovering

Last month represented the strongest July for house purchase lending since the financial crisis,...

Virgin Money introduces ‘Stamp Duty Buster’

Virgin Money has launched a ‘Stamp Duty Buster’ mortgage as part of its Help...

NatWest/RBS increases mortgage market share

NatWest and RBS has reported strong customer demand for help to buy a home,...

Help to Buy behind housebuilding growth

The government has revealed that almost 40,000 households have bought a home through Help...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES