Help to Buy

Lloyds lent one quarter of all FTB mortgages

Lloyds Banking Group says it is ahead of schedule in meeting its first time...

Average deposit grows for fourth successive month

Mortgage Advice Bureau says its latest data show that homebuyers are increasingly taking full...

June FTB transactions up 10% year-on-year

There were 30,000 more first-time buyers getting onto the housing ladder in the first...

Virgin Money removes HTB minimum income requirement

Virgin Money is removing the £30,000 minimum income threshold for mortgage products which make...

Major changes in Santander for Intermediaries’ lending policy

On Friday 25 July, Santander for Intermediaries will be making key changes to its residential lending policy. Interest-only: To ensure...

20% fall in first-time buyer purchases

The National Association of Estate Agents (NAEA) has reported that first time buyers are...

LBG extends Help to Buy to new builds

Homeowners can now purchase new build properties through both Halifax and Lloyds Bank Help...

House prices fall in some London boroughs

For the 12th month in succession, the LSL Property Services/Acadata house price index has...

Alternative finance outstripping Help to Buy

Help to Buy has provided less than half the funding for new homes in...

The Mansfield reiterates HTB support

In light of the Halifax and Nationwide limiting access to their Help to Buy...

Govt reveals Help to Buy figures

The Help to Buy scheme has helped 35,000 people to buy their own home,...

Bank of Mum & Dad funds half of deposits

Santander research has found the 'Bank of Mum and Dad' is still playing a...

BSA: cooling in housing market confidence

The number of people who think that now is a good time to buy...

Move with Us: London doesn’t need Help to Buy

The Help to Buy scheme is most popular with people aged 20 to 29...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES