First-time buyers

Call for government to simplify property taxes to help FTBs

Equity release adviser Key Later Life Finance is arguing that overhauling the tax rules...

Homebuyers want government action over property market

UK homebuyers are calling for action from the government to tackle the competitive and...

Top barriers to homeownership revealed

New research from Bluestone Mortgages has revealed the leading barriers to homeownership. For 37% of...

Saffron for Intermediaries unveils Professional Income Boost proposition

Saffron for Intermediaries has announced the launch of its Professional Income Boost range, which...

Gen H launches with Quilter network

Gen H has announced the launch of a partnership with Quilter. Firms belonging to the...

Halifax reveals GB’s “hottest” spots for first-time buyers

New research by Halifax has outlined Britain’s hottest locations for first-time buyers, where those...

Skipton adds shared ownership option to Track Record mortgage

Skipton Building Society is enhancing and extending the borrowing policy of its Track Record...

Hanley Economic BS unveils two new fee-free deals

Hanley Economic Building Society has launched a fee-free two-year 95% LTV fixed rate and...

Q&A: Laura Sneddon, Hinckley & Rugby Building Society

BestAdvice fires the questions at Laura Sneddon, head of mortgage sales and distribution, Hinckley...

Atom bank increases LTIs and LTVs

Atom bank has made improvements to its maximum loan to income (LTI) ratio and...

April Mortgages makes positive capital-raising changes

April Mortgages has improved its capital-raising criteria to help prospective first-time buyers. Borrowers will be...

JBSP: More than just a first-time buyer option

Joint Borrower Sole Proprietor (JBSP) mortgages are often associated with first-time buyers (FTBs) struggling...

Twenty7Tec searches up 800k year-on-year

Twenty7tec has published its mortgage market statistics for July 2024. The details are as follows: In...

Buckinghamshire BS integrates JBSP into prime offering

Buckinghamshire Building Society has removed its dedicated Joint Borrower Sole Proprietor (JBSP) product range...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES