First-time buyers

Barclays cuts residential rates across new and existing products

Barclays has announced a series of mortgage rate reductions to take effect on Wednesday...

Five Foxes take specialist lending insights to Leeds brokers

The collaborative 'Five Foxes' group of East Midlands building societies is set to take...

Beyond the payslip: the importance of rethinking borrower profiles

In our market, the term ‘non-standard borrower is often used to describe applicants whose...

Gen H unveils interest-only strategy to tackle affordability gap

Gen H is launching the first phase of a three-part interest-only mortgage proposition today,...

Gen H lowers New Build Boost rate to 5.95%

Gen H has announced a rate reduction on its New Build Boost mortgage product,...

Stamp Duty costs “eye-watering”, says the Coventry

Stamp Duty receipts have surged by 25% so far this year, with homebuyers paying...

MPC holds rates but dissent grows

The Bank of England has opted to keep interest rates on hold at 4.25%,...

Taylor Rose parent AIIC Group launches cloud-based practice management platform

AIIC Group, the legal services group behind Taylor Rose, FDR Law and Kingsley Wood,...

Cost of setting up a home ‘falls below inflation’

The cost of establishing a new home has risen at a significantly slower pace...

Santander cuts mortgage rates across the board

Santander has reduced interest rates on a wide range of its residential mortgage products...

First-time homes now last just four and a half years

The average first-time home is now outgrown in just four and a half years,...

Gen H cuts mortgage rates by up to 50bps

Specialist lender Gen H has announced mortgage rate reductions of up to 50 basis...

Sellers cut prices as property market enters price-sensitive summer phase

Home sellers have reduced asking prices this month, signalling a shift in strategy as...

Warnings of policy gap as affordable homes funding raises more questions than answers

The government’s pledge of £39 billion in grants for affordable housing has sparked concern...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES