First-time buyers

Rightmove calls on government to extend the stamp duty deadline to help 74,000 home-movers

Rightmove is calling for an extension to the stamp duty deadline after research revealed...

Nationwide reduces FTB and homemover rates

Nationwide Building Society has announced reductions in selected mortgage rates by up to 0.33...

Stamp duty changes to hit four in five homeowners from April

The cost of purchasing a home is set to rise for the majority of...

Gen H cuts rates to support buyers with small deposits

Gen H has announced a series of rate adjustments following the latest Monetary Policy...

Access FS appoints West Brom Building Society to lender panel

Access Financial Services has appointed West Brom Building Society to its mortgage panel. This means...

Conveyancing chaos on the horizon as stamp duty deadline sparks property panic

Looming stamp duty changes are likely to cause conveyancing chaos with Rightmove predicting a...

Coventry for intermediaries lowers series of fixed rates

Coventry for intermediaries has cut selected fixed mortgage rates, with residential rates at 90-95%...

First-time buyer market surges as numbers soar 19% in a year

The UK’s first-time buyer market saw a major resurgence in 2024 with 341,068 newcomers...

Santander sees mortgage application rise ahead of April stamp duty deadline

Santander has reported a 130% increase in mortgage applications in the final quarter of...

FTB mortgage searches surge

Mortgage searches by first-time buyers rose sharply in January 2025, marking the busiest month...

First-time buyer mortgage costs rise 7.3% as affordability tightens

First-time buyers are facing increasing challenges in the housing market, with mortgage costs up...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Gen H updates income booster criteria

Gen H has updated its income booster mortgage criteria to allow boosters to live...

Saffron for Intermediaries added to FIBA lender panel

The Financial Intermediary & Broker Association (FIBA) has added Saffron for Intermediaries to its...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

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