First-time buyers

Dudley BS provides £998k remo for child’s FTB purchase

Dudley Building Society, in collaboration with mortgage specialist SPF Private Clients, has completed a...

Family money playing bigger role in helping young onto property ladder

Intergenerational wealth transfers – from housing young adults to financial gifts and inheritances, and...

Lenders and brokers must rally to help first-time buyers

As the dust settles on a record-breaking Autumn Budget, one thing is clear –...

Hike set to add £2,500 to average Stamp Duty bill

The Stamp Duty hike which comes into force on 1 April 2025 could cost...

Perenna in new partnership with HLP

Perenna has formed a new partnership with HL Partnership (HLP) to provide the network's...

Hanley Economic mortgage balances up nearly 10%

Hanley Economic Building Society has published its annual results, with mortgage balances rising to £379.62m...

Stamp Duty payments “set to double by 2030”

Homebuyers are set to pay 110% more in Stamp Duty by 2030, according to...

Most FTBs unaware of higher LTV deals

64% of possible first-time buyers aren't aware of the higher LTV options available to...

Gen H lowers homebuying bundle and retention rates

Gen H has cut rates by up to 14 basis points (bps) across its...

Loughborough BS joins Paradigm lender panel

Paradigm has announced the addition of Loughborough Building Society to its lender panel. Member firms...

Over one in five first-time buyers paying Stamp Duty

22% of all first-time buyers have paid stamp duty so far this year, despite...

Stamp Duty holiday end to boost Q1 2025 transactions

Nationwide Building Society has examined what impact the expiry of the stamp duty holiday...

Gen H cuts rates by up to 25bps

Gen H has announced mortgage rate cuts of up to 25 basis points (bps). The...

Hanley Economic BS expands shared ownership offering

Hanley Economic Building Society has launched a fee-free two-year fixed rate shared ownership mortgage. ...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

Property firms still relying on manual checks as AI fraud risk grows

More than half of identity verification checks in UK finance and property businesses are...

PROFILES