First-time buyers

April Mortgages launches 100% LTV mortgage

April Mortgages has launched a 100% loan-to-value product, allowing first-time buyers and movers to...

Nationwide cuts stress rates for homebuyers and remortgagers

Nationwide is reducing its mortgage stress test rates by up to 1.25 percentage points,...

Hanley Economic unveils 100% Rent to Own mortgage

Hanley Economic Building Society has launched a new 100% loan-to-value mortgage aimed at first-time...

Rightmove and Nationwide launch real-time mortgage eligibility check

Rightmove and Nationwide have launched a real-time digital tool that enables prospective homebuyers to...

Bank of Mum and Dad boosts first-time buyer business at London broker AS Financial

London-based mortgage broker AS Financial has reported a notable increase in first-time buyer activity,...

Bank of Mum and Dad deepens divide in first-time buyer market

Family financial support is playing an increasingly decisive role in shaping the homeownership prospects...

Sadiq Khan’s Green Belt pivot could signal major opportunity for mortgage and housing markets

Mayor of London Sadiq Khan has taken a decisive step in addressing the capital’s...

The Leeds cuts rates in response to base rate shift

Leeds Building Society has announced reductions across its residential mortgage range of up to...

Nationwide trims mortgage rates again following Bank Rate cut

Nationwide is reducing mortgage rates for the fourth time in three weeks, with the...

Q&A: Chris Blewitt, Darlington Building Society

Mortgage Soup fires the questions at Chris Blewitt, head of mortgage distribution at Darlington Building...

Skipton’s new mortgage gives FTBs a three-month payment holiday

Skipton Building Society has launched a new mortgage aimed exclusively at first-time buyers, offering...

Gen H cuts high-LTV mortgage rates again as New Build Boost gains momentum

Residential mortgage lender Gen H has announced a fresh round of rate reductions for...

Housing affordability crisis deepens for FTBs as stamp duty changes take toll

A sharp rise in the number of first-time buyer homes now subject to stamp...

Santander bolsters mortgage range with over 50 new products

Santander UK is significantly expanding its mortgage portfolio with the launch of more than...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES