First-time buyers

First-time buyers dominated UK mortgage market in 2024

Nearly seven in ten mortgage customers in 2024 were first-time buyers, according to new...

Precise cuts rates and boosts appeal for first-time buyers

Specialist lender Precise, part of the OSB Group, has announced a comprehensive refresh of...

UK housing market rebounds: busiest May for home sales since 2021 boom

The UK housing market recorded its strongest May in four years, with the number...

First-time buyers offer brightest prospects amid calls for focus on affordability and supply

First-time buyers are viewed as the most promising segment of the UK property market...

Homeownership now trumps marriage as financial priority for UK couples

Homeownership has overtaken marriage as the leading financial ambition for couples in the UK,...

Cost of making a house a home rises over 30% in a decade

The cost of setting up a home has climbed by almost a third over...

Just Mortgages secures high street role for April Mortgages’ 100% LTV product

Just Mortgages has been announced as the first national high street estate agency linked...

First-time buyer collapse highlights impact of stamp duty cutback

The number of first-time buyer offers fell by 55% in the first quarter of...

First-time buyers claim bigger slice of mortgage market as conditions ease

First-time buyers are taking a significantly larger share of the mortgage market, according to...

Gable Mortgages launches zero-deposit products to support first-time buyers

Gable Mortgages has entered the UK market with the launch of two zero-deposit mortgage...

Barclays cuts affordability rates to widen access to home ownership

Barclays has reduced its affordability rates for residential mortgages, in a move that will...

UK property prices hit new high… but growth slows

The average asking price for UK homes rose to a record £379,517 in May,...

North West surges ahead in off-plan sales as London slips

Mortgage brokers are being urged to reassess their regional strategies as new figures reveal...

Santander cuts rates across more than 60 mortgage products

Santander UK will reduce rates by up to 0.19% across more than 60 mortgage...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES