First-time buyers

Leeds Building Society makes new year mortgage rate cuts

Leeds Building Society has made reductions of up to 21 basis points (bps) on...

Twenty7tec unveils 2025 Adviser Playbook

Twenty7tec is providing mortgage brokers with insight into when they are most busy and...

Broker sees 20% rise in FTB enquiries year-on-year

Mojo Mortgages has published an overview of the key trends and insights that shaped...

Gen H reaches profitability

Gen H has announced that it has achieved its first ever monthly profit in...

Newcastle for Intermediaries provides new products to improve affordability

Newcastle for Intermediaries has unveiled a new range of products to help those looking...

First-time buyers still unaware of stamp duty changes

Experts have warned that “many first-time buyers remain blissfully unaware of the incoming stamp...

Zoopla forecasts buoyant housing market for 2025

The UK housing market is set to experience a significant rebound in 2025, with...

NatWest cuts rates and extends end dates

NatWest is making changes to its New Business, Existing Customer, and Additional Borrowing (ADBO)...

First-time buyers face the toughest housing market in 50 years

New analysis from Mojo Mortgages reveals the stark realities first-time buyers are grappling with...

Leeds unveils game-changing Income Plus deals for first-time buyers

Leeds is rewriting the rulebook for first-time buyers with its Income Plus mortgages, designed...

OSB explores psychology of home buying and renting

74% of Brits aspire to buy their own home, according to research by OSB...

Gen H cuts rates for fourth consecutive week

Gen H has announced rate reductions for the fourth time in as many weeks. The...

7.34m people in UK earn income from multiple jobs

The ongoing cost-of-living crisis and persistent inflationary pressures continue to affect millions across the...

Marsden BS unveils 95% LTV residential deals

Marsden Building Society has launched two new residential mortgage products at 95% loan to...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

Property firms still relying on manual checks as AI fraud risk grows

More than half of identity verification checks in UK finance and property businesses are...

PROFILES