First-time buyers

Brokers give Barclays’ Mortgage Boost thumbs up

Brokers have hailed the timing of Barclays’ Mortgage Boost proposition as affordability continues to...

Nationwide For Intermediaries ups minimum income requirement for Helping Hand

Nationwide For Intermediaries has increased the sole applicant minimum income for its Helping Hand...

Coventry for intermediaries cuts BTL & residential rates

Coventry for intermediaries has reduced a selection of residential and buy-to-let fixed rates by...

Regulatory reform: a boost for borrowers or a risky move?

Over the festive period, the government reached out to financial regulators, including the FCA,...

Combined salary averages in 2024 mortgage searches up 9.52% YOY

Twenty7tec has reported a year-on-year rise in mortgage searches of 7.96% across 2024. The first...

Growth in mortgage and rental spending slows

The latest Barclays Property Insights report has revealed that rent and mortgage spending increased...

HSBC makes residential mortgage cuts

HSBC is making reductions across its residential mortgage product ranges on Monday 13 January. The...

Vida introduces ‘3 & Easy’ range of 97% LTV mortgages

Vida Homeloans has launched a new range of residential mortgage products at 97% loan...

Gen H cuts rates by up to 22bps

Gen H has made a series of mortgage rate reductions. The lower rates are designed...

UTB adds 90% specialist fixes to product offering

United Trust Bank Mortgages has added a range of 90% loan to value (LTV)...

Virgin Money introduces new fee-saver mortgages

Virgin Money is adding new mortgage products and withdrawing existing deals. The lender is making...

Leeds Building Society makes new year mortgage rate cuts

Leeds Building Society has made reductions of up to 21 basis points (bps) on...

Twenty7tec unveils 2025 Adviser Playbook

Twenty7tec is providing mortgage brokers with insight into when they are most busy and...

Broker sees 20% rise in FTB enquiries year-on-year

Mojo Mortgages has published an overview of the key trends and insights that shaped...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

The Market Harborough reaches £1m community funding milestone

Market Harborough Building Society said it has committed £1 million to community causes over...

Accord publishes broker guide on recognising economic abuse in mortgage cases

Accord has published a new guide for mortgage brokers on how to identify and...

CHL completes £5m portfolio refinance as lender navigates time-sensitive case

CHL Mortgages has completed a £5 million refinance across 10 buy-to-let properties in south...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

PROFILES