First-time buyers

FTB mortgage searches surge

Mortgage searches by first-time buyers rose sharply in January 2025, marking the busiest month...

First-time buyer mortgage costs rise 7.3% as affordability tightens

First-time buyers are facing increasing challenges in the housing market, with mortgage costs up...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Gen H updates income booster criteria

Gen H has updated its income booster mortgage criteria to allow boosters to live...

Saffron for Intermediaries added to FIBA lender panel

The Financial Intermediary & Broker Association (FIBA) has added Saffron for Intermediaries to its...

Hinckley & Rugby integrates JBSP into core mortgage range

Hinckley & Rugby Building Society has streamlined its mortgage offering by merging its Joint...

Access FS to exclusively distribute new 0% deposit mortgages

Access Financial Services (Access FS) has been provided with exclusive distribution rights for a...

Accord expands £5k Deposit Mortgage to flats

Accord Mortgages has extended its £5,000 Deposit Mortgage to include flats, in response to...

Vida Homeloans cuts rates across residential and buy-to-let

Vida Homeloans has announced reductions across its residential and buy-to-let mortgage ranges, including its...

First-time buyers now face £33k in upfront costs

The cost of buying a home continues to rise, with first-time buyers now needing...

First-time buyers warned over auction risks amid stamp duty rush

With the stamp duty deadline fast approaching, industry figures are warning that a growing...

Softening in house price growth

Nationwide has reported that the annual rate of house price growth slowed to 4.1%...

First-time buyers face new challenges as family support shifts

New analysis by digital mortgage platform Tembo and lender Gen H highlights the growing...

Salary gains not being translated into larger deposits

Twenty7Tec has revealed that over the past few years, while salaries have increased, the...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

The Market Harborough reaches £1m community funding milestone

Market Harborough Building Society said it has committed £1 million to community causes over...

Accord publishes broker guide on recognising economic abuse in mortgage cases

Accord has published a new guide for mortgage brokers on how to identify and...

CHL completes £5m portfolio refinance as lender navigates time-sensitive case

CHL Mortgages has completed a £5 million refinance across 10 buy-to-let properties in south...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

PROFILES