First-time buyers

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking...

Family BS unveils fee-free mortgages and raises JBSP lending to 90% LTV

Family Building Society has introduced a new fee-free mortgage product range and increased loan-to-value...

Gen H cuts 2-year rates by up to 30 bps

Gen H has made its third rate reduction in almost as many week with...

Precise enhances residential range with rates from 4.79%

Specialist lender Precise, part of the OSB Group, has expanded its residential mortgage offering...

First-time buyer boost as buying and renting costs align as mortgage rates stabilise

The monthly cost of buying a home is now the same as renting across...

Stamp duty changes fuel March mortgage surge but rising costs dent buyer confidence

Mortgage completions surged to their highest level in over three years in March as...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Perenna backs Gen H’s New Build Boost with new funding partnership

Perenna Bank has announced a new strategic funding relationship with residential mortgage lender Gen...

Santander reintroduces sub-4% mortgage rates

Santander UK will cut rates across its mortgage range from Thursday 17 April, with...

Gen H reduces high-LTV mortgage rates to support FTBs

Residential lender Gen H has announced a fresh round of mortgage rate reductions, targeting...

Major lenders raise mortgage limits as stress test changes take effect

Four of the UK’s largest mortgage lenders have announced changes to their affordability criteria...

Just Mortgages reports spike in Shared Ownership demand

Just Mortgages has announced a significant uptick in activity across its new build division,...

Call for ‘truthful rethink’ on housing affordability as experts criticise outdated metrics

A leading housing expert has criticised the industry’s approach to affordability, warning that outdated...

Barclays cuts mortgage rates below 4%

Barclays is set to reduce mortgage rates by as much as 38 basis points...
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COMMENT

Stamp Duty

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

Appointments

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...
Building Societies

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...
News

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...
News

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

PROFILES