First-time buyers

Nationwide trims mortgage rates again following Bank Rate cut

Nationwide is reducing mortgage rates for the fourth time in three weeks, with the...

Q&A: Chris Blewitt, Darlington Building Society

Mortgage Soup fires the questions at Chris Blewitt, head of mortgage distribution at Darlington Building...

Skipton’s new mortgage gives FTBs a three-month payment holiday

Skipton Building Society has launched a new mortgage aimed exclusively at first-time buyers, offering...

Gen H cuts high-LTV mortgage rates again as New Build Boost gains momentum

Residential mortgage lender Gen H has announced a fresh round of rate reductions for...

Housing affordability crisis deepens for FTBs as stamp duty changes take toll

A sharp rise in the number of first-time buyer homes now subject to stamp...

Santander bolsters mortgage range with over 50 new products

Santander UK is significantly expanding its mortgage portfolio with the launch of more than...

Mortgage lending surges in March despite falling approvals

Mortgage borrowing by UK households rose sharply in March, according to the Bank of...

Market Harborough Building Society reduces fixed mortgage rates

Complex case specialist Market Harborough Building Society has today reduced its residential and let...

Surge in UK property transactions ahead of stamp duty deadline

UK property transactions soared in March 2025, as homebuyers and investors rushed to complete...

House price growth slows as stamp duty changes take effect

The pace of UK house price growth eased in April, as the property market...

Gen H trims 5-year fixed rates in latest bid to support high-LTV borrowers

Lender Gen H has made further reductions to its mortgage pricing, shifting focus to...

NatWest unveils family-backed mortgage to lift FTBs onto the property ladder

NatWest has launched a new Family-Backed Mortgage aimed at helping first-time buyers increase their...

Rents hit new highs despite rising supply in easing rental market

The average advertised rent outside London has climbed to a record £1,349 per calendar...

Affordability shifts poised to reignite mortgage market

House price growth is losing momentum as buyer demand eases and the number of...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

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