First-time buyers

Housing affordability returns to pre-pandemic levels

Housing affordability in England and Wales has returned to levels last seen before the...

SOWN calls for government action to boost shared ownership awareness

In the lead-up to the Spring Statement on 26 March, Adrian Plant, director of...

Gen H launches affordability-focused mortgage scheme

Residential mortgage lender Gen H has announced the launch of New Build Boost, which...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

£6.5k bill for homebuyers who miss stamp duty deadline

Rent and mortgage spending rose 7.7% year-on-year in February, as more homeowners moved from...

Lloyds expects swell in completions ahead of stamp duty deadline

Lloyds Banking Group anticipates a 50% growth in property completions this month as buyers...

‘True cost’ of stamp duty revealed

The true cost of Stamp Duty is two thirds higher than the tax bill...

Leeds BS cuts rates and launches new FTB deal

Leeds Building Society has announced mortgage rate cuts of up to 30 basis points...

First-time buyers face higher mortgage costs despite wage growth

First-time buyers are grappling with significantly higher monthly mortgage payments than they were five...

The value of building societies: 250 years of mutual success

A key anniversary reflects how far the building society movement has come — and...

Nearly 90% would repeat home condition survey experience

88% of consumers who used a home condition survey said they would do so...

Precise improves first-time buyer affordability

Precise, part of OSB Group, has revised the affordability calculation process for its residential...

Loughborough Building Society partners with Finance Advice Club

Loughborough Building Society is expanding its intermediary distribution with its new partnership with Finance...

Mortgage lending up but profits down at YBS

Yorkshire Building Society (YBS) has reported a pre-tax profit of £383.7 million for 2024,...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

The Market Harborough reaches £1m community funding milestone

Market Harborough Building Society said it has committed £1 million to community causes over...

Accord publishes broker guide on recognising economic abuse in mortgage cases

Accord has published a new guide for mortgage brokers on how to identify and...

CHL completes £5m portfolio refinance as lender navigates time-sensitive case

CHL Mortgages has completed a £5 million refinance across 10 buy-to-let properties in south...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

PROFILES