First-time buyers

Criticism and uncertainty surround launch of Labour’s ‘Freedom to Buy’ mortgage scheme

Rachel Reeves is expected to launch Labour’s Freedom to Buy scheme tomorrow, a permanent...

Savills, Knight Frank and eXp UK lead estate agency digital brand rankings

Savills, Knight Frank and eXp UK have emerged as the estate agency sector’s most...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Lenders urged to act on ageing population’s impact on homeownership

The UK housing market is approaching a tipping point, with a rapidly ageing population...

Labour to relaunch mortgage guarantee scheme as permanent ‘Freedom to Buy’ initiative

Chancellor Rachel Reeves will confirm next week that the government is to make permanent...

First-time buyers borrow more but fall behind house price rises

An in-depth analysis of mortgage affordability by Acre has revealed widening regional disparities and...

Pepper Money unveils 90% LTV mortgages to target first-time buyers

Specialist lender Pepper Money has expanded its residential mortgage range to include a 90%...

UK housing market shows signs of stability against backdrop of lingering uncertainty

The UK housing market is showing early signs of stabilisation, according to the latest...

Renters could miss out on over £330k by not buying a home, new research shows

Renters in England could lose out on more than £338,000 in potential financial gains...

The Leeds lowers mortgage rates by up to 40bps

Leeds Building Society is set to reduce interest rates across a broad selection of...

The Right Mortgage adds April Mortgages to lender panel

The Right Mortgage & Protection Network has added April Mortgages to its lender panel,...

First-time buyer mortgage activity outpaces home mover market

First-time buyer mortgage applications have outpaced the wider housing market in the second quarter...

HSBC revises mortgage ranges and fixed rate terms

HSBC is making extensive updates to its residential and international mortgage product ranges, with...

Fixed mortgage rates continue to fall as lenders ease stress tests and expand product ranges

Mortgage rates in the UK have continued their gradual decline with lenders also easing...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

PROFILES