First-time buyers

Skipton tweaks affordability criteria and renews call for BoE to lift LTI cap

Skipton Group has renewed its call for reform of the Bank of England’s mortgage...

Mutuals striving to support FTBs amid affordability concerns

Building societies continue to play a pivotal role in supporting first-time buyers with small...

Getting to know you: Darren Deacon, Family Building Society

Name: Darren Deacon Age: 52 Location: Home based, Leicestershire. Head office, Epsom Qualification Year: Started in banking in August 1989 Firm: Family...

Gen H reopens broker panel to and will now welcome all DA and AR brokers

Fintech mortgage lender Gen H is reopening its broker panel to new registrations, extending...

Nationwide returns £2.8 billion to members with record mortgage lending and deposits

Nationwide returned a record £2.8 billion in value to its members, driven by a...

Mortgage payment shock looms for half a million households as fixed terms expire

Almost half a million UK homeowners face a significant financial shock this year as...

First-time buyers dominated UK mortgage market in 2024

Nearly seven in ten mortgage customers in 2024 were first-time buyers, according to new...

Precise cuts rates and boosts appeal for first-time buyers

Specialist lender Precise, part of the OSB Group, has announced a comprehensive refresh of...

UK housing market rebounds: busiest May for home sales since 2021 boom

The UK housing market recorded its strongest May in four years, with the number...

First-time buyers offer brightest prospects amid calls for focus on affordability and supply

First-time buyers are viewed as the most promising segment of the UK property market...

Homeownership now trumps marriage as financial priority for UK couples

Homeownership has overtaken marriage as the leading financial ambition for couples in the UK,...

Cost of making a house a home rises over 30% in a decade

The cost of setting up a home has climbed by almost a third over...

Just Mortgages secures high street role for April Mortgages’ 100% LTV product

Just Mortgages has been announced as the first national high street estate agency linked...

First-time buyer collapse highlights impact of stamp duty cutback

The number of first-time buyer offers fell by 55% in the first quarter of...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

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