First-time buyers

Cost of setting up a home ‘falls below inflation’

The cost of establishing a new home has risen at a significantly slower pace...

Santander cuts mortgage rates across the board

Santander has reduced interest rates on a wide range of its residential mortgage products...

First-time homes now last just four and a half years

The average first-time home is now outgrown in just four and a half years,...

Gen H cuts mortgage rates by up to 50bps

Specialist lender Gen H has announced mortgage rate reductions of up to 50 basis...

Sellers cut prices as property market enters price-sensitive summer phase

Home sellers have reduced asking prices this month, signalling a shift in strategy as...

Warnings of policy gap as affordable homes funding raises more questions than answers

The government’s pledge of £39 billion in grants for affordable housing has sparked concern...

Newcastle for Intermediaries reduces residential stress rate

Newcastle for Intermediaries has improved affordability options by reducing its residential stress rate for...

Gen H partners with JN Bank UK to expand funding lines

Gen H has secured a forward-flow funding agreement with JN Bank UK, marking its...

Growth in mortgage and rent spending slows as buyers brace for higher repayments

Growth in consumer spending on mortgages and rent slowed for the third consecutive month...

Mortgage Guarantee Scheme to be made permanent

The government’s latest Spending Review has confirmed the Mortgage Guarantee Scheme is set to...

Soaring house prices put childhood towns beyond reach for many Brits

The dream of returning to one’s childhood hometown is slipping out of reach for...

The Suffolk unveils 90% LTV deal for first-time buyers

Suffolk Building Society has cut rates across its interest only residential range by up...

UK rental boom cools as growth slows to four-year low

The UK rental market is showing signs of a significant shift, with new data...

The Darlington unveils 95% LTV Rate Reducer for non-London new-build

Darlington Building Society has launched a suite of five-year fixed-rate mortgages offering up to...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

PROFILES