Gen H has secured a forward-flow funding agreement with JN Bank UK, marking its fourth institutional partnership of the year as it continues to expand lending capacity to underserved homebuyers.

The deal is expected to significantly increase Gen H’s ability to originate loans and support its suite of flexible mortgage products. The lender’s offerings include family-supported deposits, its New Build Boost scheme and an underwriting process tailored to modern working patterns.

Graham McClelland, chief executive of Gen H, welcomed the new partnership, describing it as a significant boost to the firm’s capacity to help more buyers into homes.

“Too many people are locked out of homeownership because the mortgage market hasn’t evolved to reflect how people live and work today,” he said. “This funding partnership gives us the firepower to help more buyers succeed, with products built around their real financial lives, not outdated assumptions. We’re grateful to JN Bank UK for backing our mission.”

JN Bank UK, which has recently received fresh investment to grow its UK business, described the partnership as a natural extension of its own customer-centred approach. Chris Waring, chief executive, said the bank remained committed to supporting innovation in a rapidly changing market.

“Our continued vision is to build on the bank’s rich legacy and evolve to meet the changing needs of our customers in an ever increasingly digital world,” he said.

“Our partnership with Gen H aligns with our values and strategic growth ambitions to ensure more customers have access to a broader range of solutions to meet their goals. We stand together with Gen H in this mission.”