First-time buyers

Santander supports new build buyers with revised lending criteria

Santander UK has updated its affordability calculations for new build homes which should allow...

IMLA: 3.5 million still locked out of market

The number of would-be homeowners in the UK still waiting to enter the property...

Property transactions rebound in May after SDLT-related lull

Property transactions across the UK rose sharply in May following a subdued April, as...

Newcastle for Intermediaries cuts shared ownership rates

Newcastle for Intermediaries has announced rate reductions across its shared ownership mortgage range to...

FCA signals appetite for mortgage rule reform

The Financial Conduct Authority (FCA) is exploring further reforms to mortgage regulation as it...

Nationwide raises LTV ceiling on new builds to 95%

Nationwide is set to increase the maximum loan-to-value (LTV) on new build houses to...

Barclays cuts residential rates across new and existing products

Barclays has announced a series of mortgage rate reductions to take effect on Wednesday...

Five Foxes take specialist lending insights to Leeds brokers

The collaborative 'Five Foxes' group of East Midlands building societies is set to take...

Beyond the payslip: the importance of rethinking borrower profiles

In our market, the term ‘non-standard borrower is often used to describe applicants whose...

Gen H unveils interest-only strategy to tackle affordability gap

Gen H is launching the first phase of a three-part interest-only mortgage proposition today,...

Gen H lowers New Build Boost rate to 5.95%

Gen H has announced a rate reduction on its New Build Boost mortgage product,...

Stamp Duty costs “eye-watering”, says the Coventry

Stamp Duty receipts have surged by 25% so far this year, with homebuyers paying...

MPC holds rates but dissent grows

The Bank of England has opted to keep interest rates on hold at 4.25%,...

Taylor Rose parent AIIC Group launches cloud-based practice management platform

AIIC Group, the legal services group behind Taylor Rose, FDR Law and Kingsley Wood,...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

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