First-time buyers

Gen H trims 5-year fixed rates in latest bid to support high-LTV borrowers

Lender Gen H has made further reductions to its mortgage pricing, shifting focus to...

NatWest unveils family-backed mortgage to lift FTBs onto the property ladder

NatWest has launched a new Family-Backed Mortgage aimed at helping first-time buyers increase their...

Rents hit new highs despite rising supply in easing rental market

The average advertised rent outside London has climbed to a record £1,349 per calendar...

Affordability shifts poised to reignite mortgage market

House price growth is losing momentum as buyer demand eases and the number of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking...

Family BS unveils fee-free mortgages and raises JBSP lending to 90% LTV

Family Building Society has introduced a new fee-free mortgage product range and increased loan-to-value...

Gen H cuts 2-year rates by up to 30 bps

Gen H has made its third rate reduction in almost as many week with...

Precise enhances residential range with rates from 4.79%

Specialist lender Precise, part of the OSB Group, has expanded its residential mortgage offering...

First-time buyer boost as buying and renting costs align as mortgage rates stabilise

The monthly cost of buying a home is now the same as renting across...

Stamp duty changes fuel March mortgage surge but rising costs dent buyer confidence

Mortgage completions surged to their highest level in over three years in March as...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Perenna backs Gen H’s New Build Boost with new funding partnership

Perenna Bank has announced a new strategic funding relationship with residential mortgage lender Gen...

Santander reintroduces sub-4% mortgage rates

Santander UK will cut rates across its mortgage range from Thursday 17 April, with...

Gen H reduces high-LTV mortgage rates to support FTBs

Residential lender Gen H has announced a fresh round of mortgage rate reductions, targeting...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

HSBC UK cuts mortgage rates by up to 25bps across residential and buy-to-let range

HSBC UK has reduced mortgage rates across parts of its residential and buy-to-let range,...

Stamp Duty receipts rise as lower threshold pulls more buyers into tax net

Homebuyers paid £15.2bn in Stamp Duty Land Tax in 2025-26, up 9.2% on the...

The Dudley begins broker portal roll-out as it overhauls intermediary systems

Dudley Building Society has begun a phased roll-out of a new intermediary portal to...

GB Bank joins Knowledge Bank criteria platform

GB Bank has been added to Knowledge Bank’s criteria sourcing platform, giving brokers access...

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