First-time buyers

Bradford retains crown as UK’s leading property hotspot

Bradford has once again been named the country’s most in-demand housing market, topping OnTheMarket’s...

House prices post strongest rise in over a year as rental growth cools

UK house prices recorded their fastest annual growth in more than a year in...

First-time buyers see glimmer of relief as home set-up costs hold steady

The cost of setting up a first home has barely changed in the past...

Reeves mulls Capital Gains Tax on high-value homes as Treasury seeks £40bn

Chancellor Rachel Reeves is considering ending the capital gains tax (CGT) exemption on high-value...

Commuter hotspots offer affordability lifeline as office returns pick up

With more employees heading back into the office commuting is once again shaping homebuying...

Housing stock grows as solar panels and EV chargers take root

England’s housing stock has grown by more than two million homes in the past...

Industry voices warn over risks of stamp duty reform

Chancellor Rachel Reeves’s consideration of replacing stamp duty with a new national property tax...

Croydon tops list of most in-demand locations among UK homebuyers

Croydon has emerged as the most popular location for homebuyers across the UK, according...

Newcastle cuts 95% LTV rates and improves cashback terms for first-time buyers

Newcastle for Intermediaries has reduced rates across its 95% loan-to-value (LTV) mortgage range, cutting...

Younger generations look to pensions and property for retirement security

Millennials and Generation Z are increasingly turning to both pensions and property to secure...

East Midlands newbuild prices fall as developers respond to weaker demand

The average asking price of newbuild homes coming to market in the East Midlands...

Reeves weighs property tax overhaul to replace stamp duty

The Treasury is examining plans for a new levy on homes worth more than...

HSBC launches energy efficient homes mortgage range

HSBC is set to launch a new mortgage range designed to encourage borrowers to...

Savvy summer sellers deliver strongest July sales since 2020

July delivered the highest number of sales agreed for this month since 2020 as...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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