First-time buyers

Newcastle for Intermediaries reduces residential stress rate

Newcastle for Intermediaries has improved affordability options by reducing its residential stress rate for...

Gen H partners with JN Bank UK to expand funding lines

Gen H has secured a forward-flow funding agreement with JN Bank UK, marking its...

Growth in mortgage and rent spending slows as buyers brace for higher repayments

Growth in consumer spending on mortgages and rent slowed for the third consecutive month...

Mortgage Guarantee Scheme to be made permanent

The government’s latest Spending Review has confirmed the Mortgage Guarantee Scheme is set to...

Soaring house prices put childhood towns beyond reach for many Brits

The dream of returning to one’s childhood hometown is slipping out of reach for...

The Suffolk unveils 90% LTV deal for first-time buyers

Suffolk Building Society has cut rates across its interest only residential range by up...

UK rental boom cools as growth slows to four-year low

The UK rental market is showing signs of a significant shift, with new data...

The Darlington unveils 95% LTV Rate Reducer for non-London new-build

Darlington Building Society has launched a suite of five-year fixed-rate mortgages offering up to...

Skipton tweaks affordability criteria and renews call for BoE to lift LTI cap

Skipton Group has renewed its call for reform of the Bank of England’s mortgage...

Mutuals striving to support FTBs amid affordability concerns

Building societies continue to play a pivotal role in supporting first-time buyers with small...

Getting to know you: Darren Deacon, Family Building Society

Name: Darren Deacon Age: 52 Location: Home based, Leicestershire. Head office, Epsom Qualification Year: Started in banking in August 1989 Firm: Family...

Gen H reopens broker panel to and will now welcome all DA and AR brokers

Fintech mortgage lender Gen H is reopening its broker panel to new registrations, extending...

Nationwide returns £2.8 billion to members with record mortgage lending and deposits

Nationwide returned a record £2.8 billion in value to its members, driven by a...

Mortgage payment shock looms for half a million households as fixed terms expire

Almost half a million UK homeowners face a significant financial shock this year as...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES