First-time buyers

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return...

Stamp duty shock: MAB calls for lender innovation to meet FTB demand

Following the Stamp Duty threshold returning to 2014 levels today, Mortgage Advice Bureau (MAB)...

Completions hit record highs in last five days

Completion volumes surged to unprecedented levels in the final days of March, with estimates...

Propertymark calls for urgent stamp duty reform as threshold changes take effect

Propertymark has urged the UK Government to reform stamp duty thresholds to reflect current...

Property transactions forecast to rise by almost 30% by 2030

More people will be buying and selling homes over the next five years, with...

Precise launches its highest ever LTV products and slashes residential rates

Precise has made a range of improvements to its residential proposition with cheaper pricing...

Santander cuts affordability rates following FCA guidance

Santander UK has become the first major lender to reduce its residential mortgage affordability...

Four out of 10 first-time buyers face stamp duty bill

Thousands of first-time buyers in England will face higher upfront costs when purchasing a...

UK property transactions surged in February ahead of stamp duty deadline

The number of UK residential property transactions saw a significant increase in February 2025,...

Spring Statement 2025: a market underwhelmed and disappointed

Surprise surprise: the mortgage market, the problem child for the government, has been overlooked...

Accord supports FTBs with £6,250 cashback mortgage

Accord Mortgages has unveiled a new mortgage range offering up to £6,250 cashback to...

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed...

House prices rise at fastest rate in two years

House prices in the UK increased at their fastest annual pace in two years,...

UK house price growth slows as Spring surge favours buyers

House price growth in the UK is losing momentum as a surge in homes...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES