First-time buyers

Q&A: Mark Eaton, April Mortgages

BestAdvice fires the questions at Mark Eaton, chief operating officer, April Mortgages. BestAdvice (BA): You...

Pepper Money cuts rates by up to 20bps

Pepper Money has announced price reductions of 20 basis points (bps) across its complete...

Gen H cuts core and homebuying rates once again

Gen H is cutting rates across its core and homebuying bundle ranges by between...

New index shows scale of homebuying affordability challenge in UK

Skipton Group has launched its Home Affordability Index today. It combines data on the...

Meeting ‘modern’ borrowing needs

The complexities associated with assessing variable incomes from self-employment and/or multiple revenue streams have...

Chancellor urged to make Stamp Duty reform a Budget priority

The Coventry Building Society has called for Stamp Duty reform to be made a...

Gen H broadens income booster eligibility

Gen H will now accept nieces, nephews and friends as 'income boosters'. Friends can act...

West One Loans improves residential and second charge product ranges

West One Loans has made key changes to its residential and second charge product...

Buckinghamshire BS sees major later life lending growth

Buckinghamshire Building Society has reported an important rise in the take-up of its later...

Funding 365 introduces new specialist BTL fixed rates

Funding 365 has announced the launch of specialist three and five-year buy-to-let offerings for...

Leeds BS cuts mortgage rates

Leeds Building Society has introduced reductions to selected fixed rate products. Selected residential rates will...

Suffolk BS unveils new 95% LTV shared ownership deal

Suffolk Building Society has launched a new shared ownership 95% LTV five-year fixed mortgage...

IMLA calls for regulatory review into FTB barriers

The cumulative shortfall in first-time buyer numbers since the financial crisis reached 3.1m by...

£1bn paid out in Stamp Duty in May

Coventry Building Society has analysed the latest HMRC figures and established that homebuyers paid...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES