First-time buyers

The Marsden relaunches 95% LTV deal at 4.99%

Marsden Building Society has relaunched a new 95% loan to value (LTV) residential mortgage...

Rightmove calls for more support for first-time buyers

The government has announced a £20 million investment to boost community-led housing, supporting the...

Family BS expands mortgage range and eases JBSP criteria

Family Building Society has launched a refreshed range of mortgage products and made several...

Housing affordability returns to pre-pandemic levels

Housing affordability in England and Wales has returned to levels last seen before the...

SOWN calls for government action to boost shared ownership awareness

In the lead-up to the Spring Statement on 26 March, Adrian Plant, director of...

Gen H launches affordability-focused mortgage scheme

Residential mortgage lender Gen H has announced the launch of New Build Boost, which...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

£6.5k bill for homebuyers who miss stamp duty deadline

Rent and mortgage spending rose 7.7% year-on-year in February, as more homeowners moved from...

Lloyds expects swell in completions ahead of stamp duty deadline

Lloyds Banking Group anticipates a 50% growth in property completions this month as buyers...

‘True cost’ of stamp duty revealed

The true cost of Stamp Duty is two thirds higher than the tax bill...

Leeds BS cuts rates and launches new FTB deal

Leeds Building Society has announced mortgage rate cuts of up to 30 basis points...

First-time buyers face higher mortgage costs despite wage growth

First-time buyers are grappling with significantly higher monthly mortgage payments than they were five...

The value of building societies: 250 years of mutual success

A key anniversary reflects how far the building society movement has come — and...

Nearly 90% would repeat home condition survey experience

88% of consumers who used a home condition survey said they would do so...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES