First-time buyers

Delivering a specialist FTB focus

The somewhat unexpected early election call will inevitably impact the UK housing market to...

Shared ownership appeals to 50% of FTBs

New research has found that 50% of first-time buyers would consider or have considered...

Perenna Bank joins Right Mortgage Network’s panel

The Right Mortgage & Protection Network has announced the addition of Perenna Bank to...

Buckinghamshire BS cuts rates across whole range

Buckinghamshire Building Society has reduced rates by up to 0.20 percentage points across a...

Suffolk BS re-enters 95% LTV market

Suffolk Building Society has returned to the 95% loan to value (LTV) market with...

Kensington improves Professional product range

Kensington Mortgages has made changes to its Professionals product range and also launched new...

Fixed mortgage search long-term monthly average up significantly

Twenty7tec has published mortgage market statistics for May 2024, from activity on its platform. Purchase...

Quarter of renters consider moving back to family home

23% of 21–34-year-olds who rent privately regularly consider moving back into their family home,...

Virgin Money unveils new 90% LTV products

Virgin Money is launching new products on Thursday 30 May. It is also increasing rates...

Developers want FTB support from next government

86% of developers believe that the next government needs to do more to support...

FTBs show widespread lack of shared ownership understanding

Only 35% of prospective first-time buyers can accurately define shared ownership, suggesting that many...

Majority of couples see buying a home as bigger commitment than marriage

64% of adults in unwedded relationships would prioritise getting on the property ladder over...

Leeds BS cuts rates and adds new 95% LTV options

Leeds Building Society had made reductions across its mortgage range to cut the cost...

Residential By Foundation launches into JBSP arena

Residential by Foundation has moved into the Joint Borrower Sole Proprietor (JBSP) product space...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES