Features

We need to get the horse back in front of the cart

It’s likely as an adviser, that you have already seen a number of deals...

Meeting EPC requirements in buy-to-let

There’s no doubting that information on Energy Performance Certificates (EPCs), their increasing importance, and...

Helping landlords invest in MUFBs

The specialist buy-to-let market is attracting new lenders, becoming more competitive and expanding its...

The smart way to fund home improvements

In the first nine months of 2021, there were nearly 250,000 planning consents granted...

We all need to minimise our environmental impact

Environment, Social and Governance (ESG) is something you will probably have heard an increasing...

Making the most of Permitted Development

There is no doubt that since Permitted Development schemes were introduced in 2020, landlords...

Financial fitness could pay off as cost of living rises

The short-term financial and economic outlook for the UK is cloudy, with rising inflation,...

It’s too soon to knock guarantee scheme re-introduction

Last month we had the first government data through regarding its guarantee scheme and...

Are NHS waiting times a new consideration for advisers?

The widespread disruption brought to NHS services by the Covid-19 pandemic has caused significant...

Will ‘Levelling Up’ help first-time buyers?

The government’s Levelling Up White Paper focused heavily on the housing market, specifically looking...

Time for data

We are all familiar with how well data and machine learning can predict what...

Portfolio mortgages may offer answer in big year for remortgages

As expected, this week the Bank of England announced another increase to base rate....

No call for BTL doom and gloom

How has 2022 begun for you? There, of course, is always a sense of...

Speedy remortgages can rival product transfers for clients on a deadline

The new year is generally seen as a time for a fresh start, and...
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COMMENT

Artificial Intelligence

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Latest news

News

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...
criteria

Hodge broadens property lending criteria across residential ranges

Hodge Bank has expanded its property lending criteria, widening access to mortgage finance for...
Shariah property finance

GCC searches for UK homes rise 16%

Searches for UK residential property from Gulf Cooperation Council (GCC) investors increased by 16%...
Brokers

Mortgage market still failing to understand freelancers

The mortgage market has yet to fully adapt to the growth of freelance and...

PROFILES