Features

Don’t overlook the market for Consumer BTL

The buy-to-let market has evolved considerably over recent years and so have the products...

Inflationary pressures will undoubtedly impact the mortgage market

There’s no doubting that mortgage advice practitioners have a lot to contend with at...

It’s an exciting time for intermediaries

When it comes to specialist finance, I firmly believe that the use of an...

Interest rates: normal rules do not apply

In this market, it can make complete sense to wait sometimes, especially when you’re...

Keeping your remortgage clients happy

As we know our market works in cycles. For instance, at the start of...

The hidden stumbling blocks that could kill your case

It’s one of the most frustrating aspects of being a broker. You have calculated...

The equity release benefits of multi-disciplinary support

While there is no doubt that surveyors and lawyers provide a valuable service for...

Vanilla – or is it?

We often hear the phrase vanilla being used in a variety of contexts and,...

Committed to the broker market

Financial services products, particularly mortgages, are long-term commitments often spanning decades. Yet the popularity...

Are longer-term fixes really cheaper than two-year deals?

Each month I like to ‘run the numbers’ in terms of the high LTV...

Don’t blame vendors for their selling decisions

Positive news around the supply of properties coming to market has been few and...

Inflation’s silver lining will be bumper levels of borrowing

It’s no secret that the UK economy has entered an era of higher inflation...

Which type of sustainable business are you?

With employees and investors demanding greater sustainability, and governments legislating for it, organisations are...

ESG: defining the ‘Social’

Last month we began a series of articles looking at Environment, Social and Governance...

COMMENT

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Latest news

FCA joins industry partners to tackle protection insurance gap

The Financial Conduct Authority is working with industry, government and consumer groups in an...

Family Building Society appoints Laura Hamp as chief financial officer

Family Building Society has appointed Laura Hamp as chief financial officer and a member...

Buy-to-let market reaches £311.6bn as sector marks 30 years

The UK buy-to-let market has grown to almost two million outstanding mortgages worth £311.6bn,...

Conveyancing Association names Nick Chadbourne as new chair

The Conveyancing Association has appointed former LMS chief executive Nick Chadbourne as its new...

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