Features

Changing working practices will fuel specialist mortgage growth

To say the UK workplace has changed over the past few years would be...

Why the Bank of Mum & Dad isn’t going anywhere

This is an interesting time to be active in the mortgage space, particularly when...

The holy grail for lending

Ask any mortgage or credit provider to name their top 10 customer origination challenges...

PII is not a simple tick-box exercise

Calling something a ‘tick-box exercise’ generally deems it to be trivial or certainly an...

Questions to open up commercial opportunities

One of the most critical challenges that brokers consistently face is ensuring that enough...

Why brokers value flexible buy-to-let lenders

Despite the many challenges landlords face, the truth is that the rental market remains...

Is the FPC ditching the wrong measure?

As you will no doubt have read, in a week from now the Bank...

Specialist lenders can help during cost of living crisis

For many millions of people in the UK, these are unprecedented economic times. With...

Mortgage market reviews can always benefit advisers

Boris Johnson’s recent announcement of a new ‘independent review of access to mortgage finance’...

Working together is crucial to drag conveyancing into the future

While the last few years have been incredibly challenging, one of the positives to...

H1 2022: how was it for you?

So, that was the first six months of 2022. How was it for you? I’m...

Personal approach crucial to Consumer Buy-to-let

One of the results of the challenges of the last couple of years has...

The importance of the government mortgage review

When it comes to the recent announcement by the Prime Minister, Boris Johnson, of...

Borrowing into retirement

Borrowing into retirement has become increasingly common in recent years, as the lifestyles and...
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COMMENT

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...
Protection

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...
criteria

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...
Buy-to-let

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES