Features

Unleashing the power of cashflow planning

Cashflow modelling is widely accepted as an essential part of the retirement planning process....

Technology can improve equity release advice, lending and underwriting

Firstly, may I wish you all a very Happy New Year and welcome to...

2022 – likely to be a ‘greener’ year than most

Given the year we had during 2021, it would be unsurprising if there wasn’t...

Industry requires government roadmap on improving energy efficiency

First up, when it comes to improving the energy efficiency of our homes, I...

Advising the next generation of first-time buyers

Buying a first home is an exciting prospect for many borrowers. Yet, it’s a...

EPC ratings and their growing importance

Last month, I looked at the issue of EPC ratings in light of COP26,...

Later life lending demand only going in one direction

At the time of year, we in the industry tend to get asked what...

Will buy-to-let investors be hit by a Stamp Duty hike?

The Budget came and went with little fanfare as far as landlords, the buy-to-let...

Ask Anna: what if my client has set up a Trust?

Q: My portfolio landlord client is looking to refinance in order to reduce monthly...

Why property surveys should matter to brokers

It’s understandable why many borrowers prefer to stick simply to the mortgage lender’s valuation....

When it comes to managing debt, Income Protection can make all the difference

Last year, the average UK resident had approximately £6,757 in financial savings, a concerning...

A business development meeting of minds can set the plan for great things

2021 has been a year – especially for mortgage advisers – during which I...

Automation won’t cut out the adviser

Automation is a growing trend within the insurance industry and some advisers might feel...

We need more competition in 95% LTV marketplace

With the stamp duty holiday now over in England and a sense of normality...
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COMMENT

Artificial Intelligence

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Latest news

News

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...
criteria

Hodge broadens property lending criteria across residential ranges

Hodge Bank has expanded its property lending criteria, widening access to mortgage finance for...
Shariah property finance

GCC searches for UK homes rise 16%

Searches for UK residential property from Gulf Cooperation Council (GCC) investors increased by 16%...
Brokers

Mortgage market still failing to understand freelancers

The mortgage market has yet to fully adapt to the growth of freelance and...

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