Energy efficiency

HSBC to cut fixed mortgage rates across residential range

HSBC UK will reduce a broad selection of fixed mortgage rates for new and...

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively...

HSBC cuts residential and buy-to-let mortgage rates

HSBC UK is reducing rates across its residential and buy-to-let mortgage ranges from 19...

Lloyds’ green home cashback payments reach £6m

Lloyds Banking Group has paid £2.5 million to mortgage customers through intermediaries under its...

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...

Buyers value energy efficiency but resist paying a premium

Energy efficiency matters to 85% of homebuyers but only 2% would pay significantly more...

Santander backs Octopus Zero Bills homes with affordability mortgage

Santander has launched a mortgage that could allow buyers of eligible Octopus Zero Bills...

HSBC UK raises residential and buy-to-let mortgage rates

HSBC UK is increasing rates across a range of residential and buy-to-let mortgages from...

Paragon launches two-year BBR trackers

Paragon Bank has introduced new two-year Bank Base Rate (BBR) trackers to its buy-to-let...

Ecology BS launches 90% LTV renovation mortgage 

Ecology Building Society has further extended its range of renovation mortgages with a new...

Least efficient homes face £591 bill rise after price cap hike

With the energy price cap increasing by 13% today, new analysis from Rightmove, shows...

Energy-efficient homes ‘may carry higher climate risks’

Some of the UK’s more energy-efficient homes could face greater long-term exposure to flooding...

Solar and heat pump rules could push up mortgage prices

New rules forcing developers to install solar panels and low-carbon heating systems on most...
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COMMENT

Comment

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Why the FCA’s Protection Report is a wake-up call and a massive opportunity for advisers

According to Mortgage Advice Bureau, approximately 90% of all mortgages are secured through an adviser, and 80% of protection are sold via the same...

Bank Rate holds, but the pressure is building

The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Latest news

News

UK residential property transactions fall in July as uncertainty weighs on market

UK residential property transactions declined in July on a seasonally adjusted basis as borrowing...
News

Zurich joins UnderwriteMe protection platform in limited rollout

Zurich has made its Personal Protection and Income Protection products available through UnderwriteMe's Protection...
News

Access FS targets adviser expansion in five-year growth plan

Access Financial Services has unveiled a five-year strategy to expand its adviser network, develop...
Building Societies

Buckinghamshire BS introduces broker affordability calculator

Buckinghamshire Building Society has launched a residential affordability calculator intended to give mortgage brokers...

PROFILES