Economy

North West surges ahead in off-plan sales as London slips

Mortgage brokers are being urged to reassess their regional strategies as new figures reveal...

Bank of England cuts rates to 4.25% in knife-edge MPC vote

The Bank of England has reduced the Bank Rate by 25 basis points to...

How might Trump’s tariffs impact on mortgages in the UK?

With Trump’s tariff wars already sending financial markets yoyoing up and down and the...

Trade tariffs and instability deepen economic pessimism, says Family Building Society

The UK economy faces a turbulent six months, with trade tariffs, political instability and...

Chancellor to meet City leaders for crisis talks on US tariffs

The chancellor, Rachel Reeves, will hold urgent talks with leading City executives this week...

Spring Statement 2025: Industry reaction as Reeves pledges to hit 2% inflation target by 2027 as growth forecast is halved

Chancellor Rachel Reeves has reaffirmed the government's commitment to bringing inflation down to 2%...

Industry reaction as inflation drop brings hope for borrowers

Borrowers got a surprise boost as inflation fell more than expected last month, dropping...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month,...

Inflation expectations rise slightly as BoE releases latest survey

Public expectations for inflation and interest rates have edged higher, according to the Bank...

Mortgage & rental spending rises as consumer confidence holds steady

Mortgage and rental spending increased 2.0% year-on-year in January, up from 1.8% in December,...

ANALYSIS: Prospects of interest rate cut rise as UK inflation declines in December

UK inflation unexpectedly declined in December, increasing the likelihood of an interest rate cut...

Pessimism over economy and personal finances on the rise

A new survey conducted by the Family Building Society has found that homeowners and...

Uncertainty looms over UK housing market in 2025 amid budget and tax changes

The UK housing market faces a challenging start to 2025, as tax changes, geopolitical...

Top economist: Deter saving and encourage borrowing to grow the economy

UK banks have a whopping £300 billion more in savings that they do outstanding...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES