DECISION

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...

Brokers brace for possible interest rate rise as borrowers turn cautious

Nearly six in 10 Primis brokers expect the Bank of England to raise interest...

Bank holds rate as energy shock clouds mortgage outlook

The Bank of England has held Bank Rate at 3.75% as policymakers assess the...

INDUSTRY REACTION: MPC holds Bank Rate at 3.75%

The Bank of England's Monetary Policy Committee (MPC) has voted to keep the Bank...

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

INDUSTRY REACTION: Bank rate cut passes by narrow margin

At its meeting ending on 17 December 2025, the Monetary Policy Committee voted by...

AUTUMN BUDGET: BoE rate cuts on the way?

Following the Chancellor's Budget today, speculation is inevitably turning to the Bank of England...

MPC narrowly votes to hold rates at 4% as calls for a cut grow louder

The Bank of England’s Monetary Policy Committee (MPC) has come within a whisker of...

Bank of England cuts rates to 4.25% in knife-edge MPC vote

The Bank of England has reduced the Bank Rate by 25 basis points to...

No surprises from Monetary Policy Committee meeting

The Bank of England has announced that the Bank Rate will remain at 4.5%. The...

Brokers predict two further base rate cuts this year

Landbay has reported that mortgage brokers are now expecting just two more interest rate...

No surprise as Bank of England cuts base rate to 4.5%

The Bank of England has lowered the Bank Rate by 0.25 percentage points to...

MPC holds rates but three members vote for cut

The Bank of England's Monetary Policy Committee (MPC) has voted by a majority of...

MPC cuts Bank Rate to 4.75%

The Bank of England's Monetary Policy Committee (MPC) has reduced the Bank Rate by...

COMMENT

Business

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Latest news

News

Virgin Money ups residential mortgage rates

Virgin Money will increase selected purchase and remortgage rates by as much as 0.30%...
Protection

Financial pressure drives injured workers back to work early

Almost four in five Britons would return to work before receiving medical clearance after...
Remortgages

Barclays fast-track remortgage launches after MAB pilot

Barclays is rolling out its new fast-track remortgage proposition across the market following an...
Buy-to-let

The Mortgage Works raises landlord borrowing limit to £10m

The Mortgage Works (TMW) has increased the maximum amount landlords can borrow across Nationwide...

PROFILES