Crystal Mortgages has made two key appointments.

Toby Breeden joins as business development manager and is responsible for broadening the client base and promoting the business offeringto new brokers.

Jackie Luscott has been appointed as senior mortgage processor and will be heading up the newly established development funding team. She was previously joint office manager at property surveyors, Thomas Lloyd.

Crystal Mortgages’ senior underwriter, Roger Dewsbery, said: “During the last year we launched a unique near-prime commercial mortgage