criteria

Affordability concerns dominate as brokers ramp up criteria searches

Lenders made more than 5,200 criteria updates in October, according to Knowledge Bank’s latest...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

Gatehouse Bank makes criteria changes on buy-to-let plans

Gatehouse Bank has announced a series of criteria updates and reduced documentation requirements across...

Nationwide sees 53% increase in Helping Hand deals

Nationwide’s decision to offer borrowing of up to six times income has seen a...

Together widens semi-commercial lending criteria

Specialist lender Together has revised its definition of semi-commercial property, widening eligibility to support...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

Knowledge Bank launches AffCalc to enhance affordability checks for brokers

Knowledge Bank has rolled out the full release of its new affordability assessment tool,...

Bath BS increases maximum loan size and broadens criteria

Bath Building Society has announced a series of criteria updates designed to give brokers...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Rule changes expand options for first-time buyers

Tens of thousands more homes could have been within reach of first-time buyers over...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

Coventry for intermediaries raises lending limits as part of criteria refresh

Coventry for intermediaries has unveiled a series of lending criteria changes aimed at giving...

Misconceptions still stopping would-be buyers from applying for mortgages

A majority of would-be homebuyers are holding back from applying for a mortgage because...

COMMENT

Taking the anxiety out of finance

It’s an anxious time for mortgage borrowers. A recent study by Handelsbanken Wealth found that the proportion of UK adults apprehensive about making mortgage...

Cashback should put conveyancing into the advice conversation

One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

Latest news

TMG Mortgage Network strengthens finance team with senior appointment

TMG Mortgage Network has appointed Donna Bibby as head of finance, with responsibility for...

Homeowners turn to mortgage brokers for guidance ahead of Budget

Mortgage brokers could face increased demand for advice following the Autumn Budget, with 93%...

Halifax updates mortgage application platform ahead of Lloyds rebrand

Halifax Intermediaries has introduced an updated online mortgage application system designed to simplify case...

Northern England dominates property hotspots as buyers seek better value

More than half of England and Wales's 50 leading emerging property hotspots are in...

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