criteria

Coventry for intermediaries raises lending limits as part of criteria refresh

Coventry for intermediaries has unveiled a series of lending criteria changes aimed at giving...

Misconceptions still stopping would-be buyers from applying for mortgages

A majority of would-be homebuyers are holding back from applying for a mortgage because...

Hinckley & Rugby slashes buy-to-let fixed rates

Hinckley & Rugby for Intermediaries has slashed rates on two of its buy-to-let products. The...

Saffron for Intermediaries unveils major updates

Saffron for Intermediaries has unveiled significant mortgage updates including introducing four new lending categories...

West Brom reduces rates across shared ownership range

West Brom Building Society has announced a series of mortgage rate reductions within its...

Finova launches pre-configured buy-to-let platform for lenders

Finova, the UK’s largest cloud-based mortgage and savings software provider, has launched a new...

Fleet Mortgages Launches new 2-year cashbacks

Fleet Mortgages has launched of three new 65% LTV 2-year fixed-rate products with cashback...

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

Funding 365 cuts rates to 0.64%

Funding 365 has today revealed rate reductions across its Residential Bridge and Light Refurbishment...

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

Knowledge Bank joins forces with Specialist Finance Academy

The Specialist Finance Academy has formed a new partnership with Knowledge Bank, the mortgage...

Newcastle for Intermediaries removes age cap on standard repayment mortgages

Newcastle for Intermediaries has abolished the maximum age limit for the repayment of standard...

Virgin Money and Clydesdale Bank expand criteria and boost approval rates

Virgin Money and Clydesdale Bank have unveiled a series of lending changes aimed at...

Nationwide unveils affordability boost for remortgage customers

Nationwide Building Society has introduced enhanced affordability criteria for remortgage customers taking out a...

COMMENT

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Latest news

First-time buyer support tops Gen Z priorities

Support for building new homes locally is almost twice as high as opposition while...

Target Group appoints former Equiniti chief Paul Lynam to board

Target Group has appointed financial services veteran Paul Lynam as a non-executive director. Lynam (pictured)...

HSBC UK to examine economic shocks and mortgage rates in adviser webinars

HSBC UK will hold two webinars for mortgage intermediaries examining how political and economic...

Emergency savings searches surge as households face income pressures

Online searches for "emergency savings" rose by 950% year on year as households considered...

PROFILES