Protection

The Exeter reports premium and membership growth in 2025

The Exeter increased gross premium income by 8% to £135 million in 2025, while...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of...

Shepherds Friendly appoints Laura Gauden as head of sales

Shepherds Friendly has appointed Laura Gauden as head of sales as the mutual seeks...

Yorkshire BS members save millions through commission-free insurance offer

Yorkshire Building Society says its commission-free insurance proposition has helped members save more than...

Confidence in household finances falls as more families fear impact of unexpected shocks

Nearly a third of UK adults are not confident their household could withstand an...

Beagle Street enters intermediary market with protection proposition

Beagle Street has launched into the intermediary market, marking a significant expansion for the...

One in five adults save nothing each month as financial pressures mount

One in five UK adults are no longer putting any money aside each month,...

More than a quarter of homeowners have missed mortgage payments due to illness or injury

More than one in four UK homeowners have missed a mortgage payment because of...

Wealthy Advisers Club opens registration for free lead generation training

The Wealthy Advisers Club is to hold a free online training session for mortgage...

Guardian launches lower-cost critical illness cover

Guardian has launched CI Essentials, a budget critical illness policy designed for clients who...

Royal London pays record £821m in protection claims 

Royal London paid a record £821m in protection claims during 2025, supporting more than...

Cost-of-living squeeze deepens income protection affordability gap

Rising household costs are making income protection more important for customers, but harder for...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle...

Homeowners risk mortgage safety net gaps

Many homeowners misunderstand the support available if illness, injury or redundancy leaves them unable...

COMMENT

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

House price rise puts mortgage resilience in sharper focus

Homebuyers should consider how they would meet mortgage payments if illness or injury affected...

Simplify’s trust gives £22,500 to nine local charities

The Simplify Charitable Trust has donated £22,500 to nine charities working in communities across...

Landlords turn to portfolio refinancing to fund expansion

More than three-quarters of landlords are considering refinancing their existing portfolios to fund further...

LiveMore launches mortgage for homes with spray foam insulation

LiveMore has launched a mortgage designed for homeowners whose properties have become difficult to...

PROFILES