Protection

One in three workers financially fragile despite being employed

More than a third of UK employees remain financially fragile despite being in work,...

Stonebridge overhauls protection sourcing platform

Stonebridge has redesigned the protection sourcing journey within its Revolution adviser platform to support...

Royal London appoints Gelling as risk chief

Royal London has appointed Louise Gelling as group chief risk officer, subject to regulatory...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Walsham Brothers appoints Omni Protect as first distribution partner

Walsham Brothers has appointed Fintel's whole-of-market protection club Omni Protect as its first distribution...

AMI seeks adviser views for seventh protection study

Mortgage and protection advisers have been invited to contribute to the Association of Mortgage...

Insured expats still face barriers to healthcare

More than half of insured expatriates have delayed or gone without necessary healthcare because...

Fintel earnings rise as mortgage distribution platform launches

Fintel has reported an 11.2% rise in organic adjusted EBITDA to £11.8m for the...

Mortgage stability returns as protection and annuity demand holds firm

Advisers pursued more focused client activity in protection and retirement during the second quarter,...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much...

House price rise puts mortgage resilience in sharper focus

Homebuyers should consider how they would meet mortgage payments if illness or injury affected...

TMG launches consumer advice business

TMG Mortgage Network has launched a consumer-facing business offering mortgage, protection and later life...

Cost-of-living pressures leave homeowners cutting back on mortgage protection

Rising concern about financial resilience is being undermined by affordability pressures, with advisers reporting...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES