Commercial

Housing and commercial activity hit pandemic-era lows

The UK construction sector ended 2025 in deep contraction though the pace of decline...

Aspen cuts rates by 60bps across its specialist lending range

Aspen has begun 2026 with a series of rate reductions across its entire product...

Charles Street named patron lender of NACFB

Specialist lender Charles Street has been appointed as an official patron lender of the...

Hope Capital Property Finance posts sharp rise in activity heading into new year

Hope Capital Property Finance has entered the new year reporting a marked uplift in...

Mortgage borrowing edges higher as remortgaging activity picks up

Net mortgage lending rose in November, supported by a further increase in remortgaging approvals,...

2026 forecasts: Atom bank

Chris Storey, chief commercial officer at Atom bank, provides his thoughts on the residential...

The Cumberland sets sights on 2026 after expanding support for regional businesses

The Cumberland Building Society says it is well positioned to continue backing businesses across...

Together bolsters corporate portfolio team with senior banking hires

Property lender Together has expanded its Corporate Portfolio team as it continues to scale...

Commercial brokers look ahead with measured confidence, survey suggests

Commercial finance brokers are largely upbeat about their prospects over the next 12 months,...

Landlord profits climb as rental yields reach 10-year high

UK landlords are closing out the year with their strongest profitability since 2019, supported...

Atom bank completes record Scottish commercial mortgage

Atom bank has completed its largest ever Scottish transaction with a £5.7 million commercial...

Sirius completes £18.4m portfolio refinance in Greater Manchester

Sirius Finance has completed an £18.4m refinance of a mixed-use property portfolio across Greater...

Time Finance reports record lending book and profits in first half

Time Finance has delivered another strong half year, with the lender confirming record figures...

Atom backs investor’s move into commercial property with £3m warehouse loan

Atom bank has completed a £3 million commercial mortgage to support an established residential...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Just Mortgages and April launch 100% LTV mortgage with family support

Just Mortgages has expanded its first-time buyer range with a semi-exclusive joint borrower sole...

Aldermore sets out five-tier mortgage range for borrowers outside high street criteria

Aldermore is to introduce a five-tier residential lending range aimed at borrowers whose circumstances...

Buyers value energy efficiency but resist paying a premium

Energy efficiency matters to 85% of homebuyers, but only 2% would pay significantly more...

Landmark launches upfront property search pack to cut transaction delays

Landmark Information Group has launched a search bundle that provides property information when a...

PROFILES