Commercial

Nearly £15bn provided through Covid lending schemes

Latest Treasury figures show that the banking and finance industry has provided almost £15 billion...

Roma Finance joins Complete FS panel

Specialist packager, Complete FS, has added Roma Finance to its packager panel. The specialist bridging,...

Allica Bank appoints business relationship manager

SME business bank, Allica Bank, has announced the appointment of Stephen Spinks as business...

Asset finance new business down 28%

The Finance & Leasing Association (FLA) has revealed that total asset finance new business...

OSB moves to 70% LTV ceiling on BTL and residential

OneSavings Bank has announced "enhanced" lending options. Precise Mortgages recently extended its range of products to...

Aldermore makes specialist finance appointments

Aldermore has announced two new appointments to its specialist finance team. Eric DeArmitt and Jack...

Bathgate selected as Funding Circle CBILS approved partner

Bathgate Business Finance has been selected as a Funding Circle Coronavirus Business Interruption Loan...

Regulator wants legal clarity on business interruption insurance

The Financial Conduct Authority (FCA) has signalled that it intends to seek legal clarity...

Nearly half of UK SMEs worry about their ability to survive

Nearly half of SMEs in the UK are concerned about the immediate business viability...

A third of UK SMEs “to run out of cash” by July

One-third of SMEs in the UK won't be able to cover their costs by...

Funding Circle gains CBILS accreditation

Funding Circle, the small business loans platform, has been approved for accreditation by the...

Reward Finance Group makes board appointment

Reward Finance Group has appointed Steve Noble as managing director of its North West...

New lenders for coronavirus business loan scheme

the British Business Bank has approved four new lenders for accreditation under the Coronavirus...

FIBA offers SimplyBiz Group’s Covid-19 support

FIBA, as part of the SimplyBiz Group, has revealed that its members can access...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES