Comment

Will AI kill human oversight in compliance?

Can AI determine what is good advice and what a good submission is? It's only...

New Year, New Me? Nah, New Year, same old proc fees

May I start by being one of those rare individuals to wish you a...

Navigating the unregulated bridging market: trends and opportunities

The unregulated bridging finance sector has traditionally catered to three primary needs: developer exit...

GI why?

Happy New Year to everyone. I hope it was a restful break that included...

Working from home – how effective is this?

We will all have worked from home at some stage in our career and...

The curse of source of funds and are we double-whamming the client?

It used to be all about the deal, the borrower, and the property: financial...

BTL market outlook: navigating challenges and opportunities

The private rental sector remains a cornerstone of the UK housing market, supported by...

Rates may be falling again, but we can’t get complacent

For more than a decade, the Bank of England’s Monetary Policy Committee’s bank base...

Seize the opportunity to help those rejected by the high street

Whatever lies ahead of us in 2025, it will certainly be a year full...

Revolution is coming…

I truly believe that we are on the cusp of a tech revolution in...

In brief: 2025 predictions

Industry figures provide their predictions for the 2025 mortgage market. Leon Diamond, CEO, LiveMore: "The later life...

All signs point to a positive UK bridging market in 2025

As 2024 comes to a close, KSEYE foresees a year of growth, innovation, and...

Affordability and flexibility will continue to be vital in 2025’s market

As 2024 draws to a close and lenders begin to look ahead to the...

Looking ahead to the bridging market in 2025

As we step into 2025, the UK bridging market is gearing up for another...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES